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Single Family ResidenceResidential
$275,664$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1020 W RIDGE ST

COVINGTON, VA 24426
4
Beds
3
Baths
1,503 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$276K
$207K low$344K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,743 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$205,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCovington City
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 216 ft²Porch · 21 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Covington Middle SchoolD
Middle · Grades 6–8 · 0.5 mi
E
Jeter-Watson Elementary SchoolC-
Elementary · Grades PK–5 · 1.8 mi
H
Alleghany High SchoolD-
High · Grades 9–12 · 4.9 mi

District: Alleghany Highlands Public Schools

Neighborhood · ZIP 24426These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,361
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,575
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 W Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Covington city County
  • Costs more per square foot than 73% of homes in Covington 24426
  • Bigger than 65% of homes in Covington city County
  • Newer than 94% of homes in Covington city County

What homes are worth in Covington 24426

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$466K

This home is worth more than 77% of homes in Covington 24426.

How it measures up in Covington 24426

The dot is this home. The mark in the middle is the typical home in Covington 24426.

Estimated value$275,664
CheaperTypical $204,556Pricier

Pricier than 77% of homes nearby

Price per ft²$183
CheaperTypical $153Pricier

Pricier than 73% of homes nearby

Living area1,503 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 60% of homes nearby

Year built1978
OlderTypical 1956Newer

Newer than 78% of homes nearby

How 1020 W Ridge St ranks against every home in each area.
MeasureThis homeCovington 24426Covington city County
Estimated valuepricier than$275,66477% of homes83% of homes
Price per ft²pricier than$18373% of homes68% of homes
Living areabigger than1,503 ft²60% of homes65% of homes
Year builtnewer than197878% of homes94% of homes

About 1020 W Ridge St

How much is 1020 W Ridge St, Covington, VA worth?

The TopHap Estimate for 1020 W Ridge St, Covington, VA is $275,664 as of Sep 24, 2026. The likely range is $207,032 to $344,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 W Ridge St, Covington, VA last sell?

1020 W Ridge St, Covington, VA last sold on May 23, 2012, according to the county's recorded deed.

How big is 1020 W Ridge St, Covington, VA?

1020 W Ridge St, Covington, VA has 4 bedrooms, 3 bathrooms and 1,503 square feet of living space.

When was 1020 W Ridge St, Covington, VA built?

1020 W Ridge St, Covington, VA was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 1020 W Ridge St, Covington, VA?

1020 W Ridge St, Covington, VA is assigned to Covington Middle School (middle), rated D; Jeter-Watson Elementary School (elementary), rated C-; Alleghany High School (high), rated D-. All sit in Alleghany Highlands Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 W Ridge St, Covington, VA compare to other homes in Covington 24426?

Among the 6,379 homes in Covington 24426, it is worth more than 77% of them ($275,664 against a typical $204,556), its price per square foot is higher than 73% of them ($183 against a typical $153), it is bigger than 60% of them (1,503 ft² against a typical 1,344 ft²) and it is newer than 78% of them (1978 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 W Ridge St, Covington, VA?

The 2025 property tax bill for 1020 W Ridge St, Covington, VA was $1,743. The county assessed it at $205,000.

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