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Single Family ResidenceResidential
$1,120,519$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $625,000 on Feb 8, 2019

1025 SETTLERS RIDGE LN

RALEIGH, NC 27614
4
Baths
4,504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$625,000 · Feb 8, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$472,319
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$377,855
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,200
CARDINAL FINANCIAL COMPANY LP · recorded Sep 8, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIRST CITIZENS BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,135 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$956,053 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$781,053
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$956,053
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$956,053

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.12
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWake
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 266 ft²Porch · 186 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Union Elementary SchoolA+
Elementary · Grades PK–5 · 2.1 mi
H
Wakefield High SchoolA-
High · Grades 9–12 · 6.4 mi
M
Wakefield Middle SchoolA
Middle · Grades 6–8 · 6.5 mi

District: Wake County Schools

Neighborhood · ZIP 27614These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.36,479
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,258 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,538
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1025 Settlers Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Wake County
  • Bigger than 96% of homes in Wake County
  • Has a bigger lot than 83% of homes in Wake County

What homes are worth in Raleigh 27614

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$2.5M

This home is worth more than 82% of homes in Raleigh 27614.

How it measures up in Raleigh 27614

The dot is this home. The mark in the middle is the typical home in Raleigh 27614.

Estimated value$1,120,519
CheaperTypical $699,900Pricier

Pricier than 82% of homes nearby

Price per ft²$249
CheaperTypical $238Pricier

Pricier than 58% of homes nearby

Living area4,504 ft²
SmallerTypical 2,899 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.69 ac
SmallerTypical 0.31 acBigger

Bigger than 61% of homes nearby

Year built2001
OlderTypical 2002Newer

Newer than 47% of homes nearby

How 1025 Settlers Ridge Ln ranks against every home in each area.
MeasureThis homeRaleigh 27614Wake County
Estimated valuepricier than$1,120,51982% of homes94% of homes
Price per ft²pricier than$24958% of homes63% of homes
Living areabigger than4,504 ft²85% of homes96% of homes
Lot sizebigger than0.69 ac61% of homes83% of homes
Year builtnewer than200147% of homes51% of homes

About 1025 Settlers Ridge Ln

How much is 1025 Settlers Ridge Ln, Raleigh, NC worth?

The TopHap Estimate for 1025 Settlers Ridge Ln, Raleigh, NC is $1,120,519 as of Jul 14, 2026. The likely range is $1,034,282 to $1,206,756. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1025 Settlers Ridge Ln, Raleigh, NC last sell?

1025 Settlers Ridge Ln, Raleigh, NC last sold on Feb 8, 2019 for $625,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1025 Settlers Ridge Ln, Raleigh, NC?

1025 Settlers Ridge Ln, Raleigh, NC has 4 bathrooms, 4,504 square feet of living space and a 0.69-acre lot.

When was 1025 Settlers Ridge Ln, Raleigh, NC built?

1025 Settlers Ridge Ln, Raleigh, NC was built in 2001, making it 25 years old. It is a conventional home. The building has 2 stories.

What schools serve 1025 Settlers Ridge Ln, Raleigh, NC?

1025 Settlers Ridge Ln, Raleigh, NC is assigned to Pleasant Union Elementary School (elementary), rated A+; Wakefield High School (high), rated A-; Wakefield Middle School (middle), rated A. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1025 Settlers Ridge Ln, Raleigh, NC compare to other homes in Raleigh 27614?

Among the 11,499 homes in Raleigh 27614, it is worth more than 82% of them ($1,120,519 against a typical $699,900), its price per square foot is higher than 58% of them ($249 against a typical $238), it is bigger than 85% of them (4,504 ft² against a typical 2,899 ft²), its lot is bigger than 61% of them (0.69 ac against a typical 0.31 ac) and it is newer than 47% of them (2001 against a typical 2002). Measured against all of Wake County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1025 Settlers Ridge Ln, Raleigh, NC?

The 2025 property tax bill for 1025 Settlers Ridge Ln, Raleigh, NC was $6,135. The county assessed it at $956,053.

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Assigned schools

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