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Single Family ResidenceResidential
$2,349,807$278 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,187,500 on Sep 7, 2006

1027 COTTONWOOD DR NW

LOS RANCHOS, NM 87107
4
Beds
4
Baths
8,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.05 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$2.3M
$2M low$2.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,187,500 · Sep 7, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$697,107
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$557,686
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,652,700
BELL BANK · recorded Jan 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,208 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$406,757 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,143
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$352,614
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$394,910
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,220,393

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
5
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERNALILLO
Lot (acres)The size of the land the home sits on, from county records.1.05
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Taft Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi
E
Los Ranchos Elementary SchoolB
Elementary · Grades PK–5 · 1.2 mi
H
Valley High SchoolC
High · Grades 9–12 · 2.7 mi

District: Albuquerque Public Schools

Neighborhood · ZIP 87107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,020
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,984 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,960
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1027 Cottonwood Dr Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bernalillo County
  • Costs more per square foot than 92% of homes in Bernalillo County
  • Among the largest homes in Albuquerque 87107
  • Has a bigger lot than 95% of homes in Albuquerque 87107
  • Newer than 93% of homes in Albuquerque 87107

What homes are worth in Albuquerque 87107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.7M

This home is worth more than almost all homes in Albuquerque 87107.

How it measures up in Albuquerque 87107

The dot is this home. The mark in the middle is the typical home in Albuquerque 87107.

Estimated value$2,349,807
CheaperTypical $329,872Pricier

Pricier than almost all homes nearby

Price per ft²$278
CheaperTypical $214Pricier

Pricier than 84% of homes nearby

Living area8,460 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than almost all homes nearby

Lot size1.05 ac
SmallerTypical 0.22 acBigger

Bigger than 95% of homes nearby

Year built2007
OlderTypical 1962Newer

Newer than 93% of homes nearby

How 1027 Cottonwood Dr Nw ranks against every home in each area.
MeasureThis homeAlbuquerque 87107Bernalillo County
Estimated valuepricier than$2,349,807almost all homesalmost all homes
Price per ft²pricier than$27884% of homes92% of homes
Living areabigger than8,460 ft²almost all homesalmost all homes
Lot sizebigger than1.05 ac95% of homes95% of homes
Year builtnewer than200793% of homes92% of homes

About 1027 Cottonwood Dr Nw

How much is 1027 Cottonwood Dr Nw, Los Ranchos, NM worth?

The TopHap Estimate for 1027 Cottonwood Dr Nw, Los Ranchos, NM is $2,349,807 as of Jul 14, 2026. The likely range is $1,987,130 to $2,712,484. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1027 Cottonwood Dr Nw, Los Ranchos, NM last sell?

1027 Cottonwood Dr Nw, Los Ranchos, NM last sold on Sep 7, 2006 for $2,187,500, according to the county's recorded deed.

How big is 1027 Cottonwood Dr Nw, Los Ranchos, NM?

1027 Cottonwood Dr Nw, Los Ranchos, NM has 4 bedrooms, 4 bathrooms, 8,460 square feet of living space and a 1.05-acre lot.

When was 1027 Cottonwood Dr Nw, Los Ranchos, NM built?

1027 Cottonwood Dr Nw, Los Ranchos, NM was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 1027 Cottonwood Dr Nw, Los Ranchos, NM?

1027 Cottonwood Dr Nw, Los Ranchos, NM is assigned to Taft Middle School (middle), rated C-; Los Ranchos Elementary School (elementary), rated B; Valley High School (high), rated C. All sit in Albuquerque Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1027 Cottonwood Dr Nw, Los Ranchos, NM compare to other homes in Albuquerque 87107?

Among the 10,944 homes in Albuquerque 87107, it is worth more than almost all of them ($2,349,807 against a typical $329,872), its price per square foot is higher than 84% of them ($278 against a typical $214), it is bigger than almost all of them (8,460 ft² against a typical 1,700 ft²), its lot is bigger than 95% of them (1.05 ac against a typical 0.22 ac) and it is newer than 93% of them (2007 against a typical 1962). Measured against all of Bernalillo County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1027 Cottonwood Dr Nw, Los Ranchos, NM?

The 2025 property tax bill for 1027 Cottonwood Dr Nw, Los Ranchos, NM was $15,208. The county assessed it at $406,757.

Closest homes

More homes in Los Ranchos 87107

Assigned schools

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