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Single Family ResidenceResidential
$1,678,382$1,018 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1028 ROCK LODGE RD

MC HENRY, MD 21541
2
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.7M
$1.4M low$2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,122 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,129,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$533,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$595,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$995,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,129,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.0.83
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 724 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Accident Elementary SchoolA
Elementary · Grades PK–5 · 7.0 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 9.6 mi
H
Northern Garrett High SchoolB+
High · Grades 9–12 · 9.7 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.30%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,554
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,554
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1028 Rock Lodge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Garrett County
  • Costs more per square foot than 98% of homes in Mc Henry 21541
  • Older than 98% of homes in Mc Henry 21541

What homes are worth in Mc Henry 21541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$2.3M

This home is worth more than 93% of homes in Mc Henry 21541.

How it measures up in Mc Henry 21541

The dot is this home. The mark in the middle is the typical home in Mc Henry 21541.

Estimated value$1,678,382
CheaperTypical $695,393Pricier

Pricier than 93% of homes nearby

Price per ft²$1018
CheaperTypical $406Pricier

Pricier than 98% of homes nearby

Living area1,648 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.83 ac
SmallerTypical 0.63 acBigger

Bigger than 58% of homes nearby

Year built1940
OlderTypical 1998Newer

Newer than 2% of homes nearby

How 1028 Rock Lodge Rd ranks against every home in each area.
MeasureThis homeMc Henry 21541Garrett County
Estimated valuepricier than$1,678,38293% of homes95% of homes
Price per ft²pricier than$101898% of homes98% of homes
Living areabigger than1,648 ft²45% of homes59% of homes
Lot sizebigger than0.83 ac58% of homes39% of homes
Year builtnewer than19402% of homes14% of homes

About 1028 Rock Lodge Rd

How much is 1028 Rock Lodge Rd, Mc Henry, MD worth?

The TopHap Estimate for 1028 Rock Lodge Rd, Mc Henry, MD is $1,678,382 as of Aug 30, 2026. The likely range is $1,383,585 to $1,973,179. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1028 Rock Lodge Rd, Mc Henry, MD last sell?

1028 Rock Lodge Rd, Mc Henry, MD last sold on Apr 30, 1999, according to the county's recorded deed.

How big is 1028 Rock Lodge Rd, Mc Henry, MD?

1028 Rock Lodge Rd, Mc Henry, MD has 2 bathrooms, 1,648 square feet of living space and a 0.83-acre lot.

When was 1028 Rock Lodge Rd, Mc Henry, MD built?

1028 Rock Lodge Rd, Mc Henry, MD was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 1028 Rock Lodge Rd, Mc Henry, MD?

1028 Rock Lodge Rd, Mc Henry, MD is assigned to Accident Elementary School (elementary), rated A; Northern Middle School (middle), rated A-; Northern Garrett High School (high), rated B+. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1028 Rock Lodge Rd, Mc Henry, MD compare to other homes in Mc Henry 21541?

Among the 2,452 homes in Mc Henry 21541, it is worth more than 93% of them ($1,678,382 against a typical $695,393), its price per square foot is higher than 98% of them ($1018 against a typical $406), it is bigger than 45% of them (1,648 ft² against a typical 1,764 ft²), its lot is bigger than 58% of them (0.83 ac against a typical 0.63 ac) and it is newer than 2% of them (1940 against a typical 1998). Measured against all of Garrett County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1028 Rock Lodge Rd, Mc Henry, MD?

The 2026 property tax bill for 1028 Rock Lodge Rd, Mc Henry, MD was $13,122. The county assessed it at $1,129,300.

More homes on Rock Lodge Rd

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More homes in Mc Henry 21541

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