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Single Family ResidenceResidential
$270,438$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $710,000 on Jul 29, 2025

103 3RD ST SW

CATAWBA, NC 28609
3
Beds
2.5
Baths
2,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.97 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$232K low$309K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$710,000 · Jul 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,880 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$471,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$454,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$445,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$471,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCATAWBA
Lot (acres)The size of the land the home sits on, from county records.1.97
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 574 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catawba Elementary SchoolC+
Elementary · Grades KG–6 · 0.4 mi
M
River Bend Middle SchoolC
Middle · Grades 7–8 · 3.8 mi
H
Bunker Hill High SchoolC-
High · Grades 9–12 · 4.0 mi

District: Catawba County Schools

Neighborhood · ZIP 28609These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,063
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,323
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 3rd St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Catawba 28609
  • Bigger than 76% of homes in Catawba 28609
  • Has a bigger lot than 86% of homes in Catawba County
  • Newer than 86% of homes in Catawba County

What homes are worth in Catawba 28609

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$1.3M

This home is worth more than 52% of homes in Catawba 28609.

How it measures up in Catawba 28609

The dot is this home. The mark in the middle is the typical home in Catawba 28609.

Estimated value$270,438
CheaperTypical $262,463Pricier

Pricier than 52% of homes nearby

Price per ft²$126
CheaperTypical $172Pricier

Pricier than 22% of homes nearby

Living area2,144 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 76% of homes nearby

Lot size1.97 ac
SmallerTypical 1.04 acBigger

Bigger than 67% of homes nearby

Year built2006
OlderTypical 1991Newer

Newer than 78% of homes nearby

How 103 3rd St Sw ranks against every home in each area.
MeasureThis homeCatawba 28609Catawba County
Estimated valuepricier than$270,43852% of homes55% of homes
Price per ft²pricier than$12622% of homes22% of homes
Living areabigger than2,144 ft²76% of homes76% of homes
Lot sizebigger than1.97 ac67% of homes86% of homes
Year builtnewer than200678% of homes86% of homes

About 103 3rd St Sw

How much is 103 3rd St Sw, Catawba, NC worth?

The TopHap Estimate for 103 3rd St Sw, Catawba, NC is $270,438 as of Oct 21, 2026. The likely range is $231,636 to $309,240. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 3rd St Sw, Catawba, NC last sell?

103 3rd St Sw, Catawba, NC last sold on Jul 29, 2025 for $710,000, according to the county's recorded deed.

How big is 103 3rd St Sw, Catawba, NC?

103 3rd St Sw, Catawba, NC has 3 bedrooms, 2.5 bathrooms, 2,144 square feet of living space and a 1.97-acre lot.

When was 103 3rd St Sw, Catawba, NC built?

103 3rd St Sw, Catawba, NC was built in 2006, making it 20 years old. It is a conventional home. The building has 1 story.

What schools serve 103 3rd St Sw, Catawba, NC?

103 3rd St Sw, Catawba, NC is assigned to Catawba Elementary School (elementary), rated C+; River Bend Middle School (middle), rated C; Bunker Hill High School (high), rated C-. All sit in Catawba County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 3rd St Sw, Catawba, NC compare to other homes in Catawba 28609?

Among the 3,317 homes in Catawba 28609, it is worth more than 52% of them ($270,438 against a typical $262,463), its price per square foot is higher than 22% of them ($126 against a typical $172), it is bigger than 76% of them (2,144 ft² against a typical 1,624 ft²), its lot is bigger than 67% of them (1.97 ac against a typical 1.04 ac) and it is newer than 78% of them (2006 against a typical 1991). Measured against all of Catawba County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 3rd St Sw, Catawba, NC?

The 2025 property tax bill for 103 3rd St Sw, Catawba, NC was $1,880. The county assessed it at $471,700.

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