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Single Family ResidenceResidential
$289,006$259 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $290,000 on Jan 24, 2024

103 CYPRESS ST

LOCUST, NC 28097
2
Beds
2
Baths
1,118 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$289K
$257K low$321K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Jan 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,348 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,235 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,235
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$163,001
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,235

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Locust Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi
M
West Stanly Middle SchoolB+
Middle · Grades 6–8 · 2.8 mi
H
West Stanly High SchoolB-
High · Grades 9–12 · 4.9 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Cypress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Locust 28097
  • Costs more per square foot than 90% of homes in Locust 28097
  • Smaller than 90% of homes in Locust 28097
  • Has a smaller lot than 98% of homes in Locust 28097
  • Newer than 97% of homes in Stanly County

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$675K

This home is worth more than 24% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$289,006
CheaperTypical $375,095Pricier

Pricier than 24% of homes nearby

Price per ft²$259
CheaperTypical $190Pricier

Pricier than 90% of homes nearby

Living area1,118 ft²
SmallerTypical 1,779 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.14 ac
SmallerTypical 0.53 acBigger

Bigger than 2% of homes nearby

Year built2023
OlderTypical 2005Newer

Newer than 96% of homes nearby

How 103 Cypress St ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$289,00624% of homes52% of homes
Price per ft²pricier than$25990% of homes87% of homes
Living areabigger than1,118 ft²10% of homes19% of homes
Lot sizebigger than0.14 ac2% of homes3% of homes
Year builtnewer than202396% of homes97% of homes

About 103 Cypress St

How much is 103 Cypress St, Locust, NC worth?

The TopHap Estimate for 103 Cypress St, Locust, NC is $289,006 as of Sep 24, 2026. The likely range is $256,660 to $321,352. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Cypress St, Locust, NC last sell?

103 Cypress St, Locust, NC last sold on Jan 24, 2024 for $290,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 103 Cypress St, Locust, NC?

103 Cypress St, Locust, NC has 2 bedrooms, 2 bathrooms, 1,118 square feet of living space and a 0.14-acre lot.

When was 103 Cypress St, Locust, NC built?

103 Cypress St, Locust, NC was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 103 Cypress St, Locust, NC?

103 Cypress St, Locust, NC is assigned to Locust Elementary School (elementary), rated A; West Stanly Middle School (middle), rated B+; West Stanly High School (high), rated B-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Cypress St, Locust, NC compare to other homes in Locust 28097?

Among the 3,447 homes in Locust 28097, it is worth more than 24% of them ($289,006 against a typical $375,095), its price per square foot is higher than 90% of them ($259 against a typical $190), it is bigger than 10% of them (1,118 ft² against a typical 1,779 ft²), its lot is bigger than 2% of them (0.14 ac against a typical 0.53 ac) and it is newer than 96% of them (2023 against a typical 2005). Measured against all of Stanly County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Cypress St, Locust, NC?

The 2026 property tax bill for 103 Cypress St, Locust, NC was $2,348. The county assessed it at $255,235.

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