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Single Family ResidenceResidential
$51,255$60 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

103 ELM

SARATOGA, AR 71859
1
Baths
858 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$51K
$34K low$69K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$171 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,060 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$510
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 66 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mineral Springs High SchoolF
Middle · Grades 7–12 · 8.9 mi
E
Mineral Springs Elementary SchoolD-
Elementary · Grades KG–6 · 8.9 mi

District: Mineral Springs School District

Neighborhood · ZIP 71859These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.190
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,351
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,289
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Elm measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Howard County
  • Costs less per square foot than 73% of homes in Howard County
  • Smaller than 92% of homes in Howard County
  • Has a smaller lot than 72% of homes in Howard County
  • Among the oldest homes in Saratoga 71859

What homes are worth in Saratoga 71859

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$265K

This home is worth more than 26% of homes in Saratoga 71859.

How it measures up in Saratoga 71859

The dot is this home. The mark in the middle is the typical home in Saratoga 71859.

Estimated value$51,255
CheaperTypical $81,585Pricier

Pricier than 26% of homes nearby

Price per ft²$60
CheaperTypical $64Pricier

Pricier than 43% of homes nearby

Living area858 ft²
SmallerTypical 1,356 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.45 ac
SmallerTypical 1 acBigger

Bigger than 37% of homes nearby

Year built1910
OlderTypical 1975Newer

Older than almost all homes nearby

How 103 Elm ranks against every home in each area.
MeasureThis homeSaratoga 71859Howard County
Estimated valuepricier than$51,25526% of homes14% of homes
Price per ft²pricier than$6043% of homes27% of homes
Living areabigger than858 ft²15% of homes8% of homes
Lot sizebigger than0.45 ac37% of homes28% of homes
Year builtnewer than1910almost no homesalmost no homes

About 103 Elm

How much is 103 Elm, Saratoga, AR worth?

The TopHap Estimate for 103 Elm, Saratoga, AR is $51,255 as of Sep 24, 2026. The likely range is $33,796 to $68,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Elm, Saratoga, AR last sell?

103 Elm, Saratoga, AR last sold on Feb 5, 1986, according to the county's recorded deed.

How big is 103 Elm, Saratoga, AR?

103 Elm, Saratoga, AR has 1 bathrooms, 858 square feet of living space and a 0.45-acre lot.

When was 103 Elm, Saratoga, AR built?

103 Elm, Saratoga, AR was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 103 Elm, Saratoga, AR?

103 Elm, Saratoga, AR is assigned to Mineral Springs High School (middle), rated F; Mineral Springs Elementary School (elementary), rated D-. All sit in Mineral Springs School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Elm, Saratoga, AR compare to other homes in Saratoga 71859?

Among the 280 homes in Saratoga 71859, it is worth more than 26% of them ($51,255 against a typical $81,585), its price per square foot is higher than 43% of them ($60 against a typical $64), it is bigger than 15% of them (858 ft² against a typical 1,356 ft²), its lot is bigger than 37% of them (0.45 ac against a typical 1 ac) and it is newer than almost none of them (1910 against a typical 1975). Measured against all of Howard County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Elm, Saratoga, AR?

The 2026 property tax bill for 103 Elm, Saratoga, AR was $171. The county assessed it at $6,060.

Closest homes

More homes in Saratoga 71859

Assigned schools

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