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Residential (General/Single)Residential
$1,145,621$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $845,000 on Sep 22, 2021

103 FINCH RD

RINGWOOD, NJ 07456
0
Baths
5,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$845,000 · Sep 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$445,621
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$356,497
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$550,000
VALLEY BANK · recorded Sep 22, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
VALLEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$27,798 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$652,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$222,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$430,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$652,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$652,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peter Cooper Elementary SchoolA-
Elementary · Grades PK–3 · 0.3 mi
H
Lakeland Regional High SchoolC
High · Grades 9–12 · 1.0 mi
M
Martin J. Ryerson Middle SchoolB+
Middle · Grades 6–8 · 3.0 mi

District: Ringwood Borough School District

Neighborhood · ZIP 07456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.14
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.11,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.417 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,655
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,233
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Finch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ringwood 07456
  • Costs less per square foot than 94% of homes in Passaic County
  • Among the largest homes in Passaic County
  • Has a bigger lot than 97% of homes in Passaic County
  • Newer than 98% of homes in Ringwood 07456

What homes are worth in Ringwood 07456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$289K$1M

This home is worth more than almost all homes in Ringwood 07456.

How it measures up in Ringwood 07456

The dot is this home. The mark in the middle is the typical home in Ringwood 07456.

Estimated value$1,145,621
CheaperTypical $598,777Pricier

Pricier than almost all homes nearby

Price per ft²$223
CheaperTypical $300Pricier

Pricier than 12% of homes nearby

Living area5,146 ft²
SmallerTypical 2,003 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.1 ac
SmallerTypical 0.39 acBigger

Bigger than 86% of homes nearby

Year built2005
OlderTypical 1964Newer

Newer than 98% of homes nearby

How 103 Finch Rd ranks against every home in each area.
MeasureThis homeRingwood 07456Passaic County
Estimated valuepricier than$1,145,621almost all homes98% of homes
Price per ft²pricier than$22312% of homes6% of homes
Living areabigger than5,146 ft²98% of homesalmost all homes
Lot sizebigger than1.1 ac86% of homes97% of homes
Year builtnewer than200598% of homes96% of homes

About 103 Finch Rd

How much is 103 Finch Rd, Ringwood, NJ worth?

The TopHap Estimate for 103 Finch Rd, Ringwood, NJ is $1,145,621 as of Jul 14, 2026. The likely range is $1,091,600 to $1,199,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Finch Rd, Ringwood, NJ last sell?

103 Finch Rd, Ringwood, NJ last sold on Sep 22, 2021 for $845,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 103 Finch Rd, Ringwood, NJ built?

103 Finch Rd, Ringwood, NJ was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 103 Finch Rd, Ringwood, NJ?

103 Finch Rd, Ringwood, NJ is assigned to Peter Cooper Elementary School (elementary), rated A-; Lakeland Regional High School (high), rated C; Martin J. Ryerson Middle School (middle), rated B+. All sit in Ringwood Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Finch Rd, Ringwood, NJ compare to other homes in Ringwood 07456?

Among the 4,300 homes in Ringwood 07456, it is worth more than almost all of them ($1,145,621 against a typical $598,777), its price per square foot is higher than 12% of them ($223 against a typical $300), it is bigger than 98% of them (5,146 ft² against a typical 2,003 ft²), its lot is bigger than 86% of them (1.1 ac against a typical 0.39 ac) and it is newer than 98% of them (2005 against a typical 1964). Measured against all of Passaic County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Finch Rd, Ringwood, NJ?

The 2025 property tax bill for 103 Finch Rd, Ringwood, NJ was $27,798. The county assessed it at $652,700.

Closest homes

More homes in Ringwood 07456

Assigned schools

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