Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$308,203$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

103 FOREST LN

WEST ONEONTA, NY 13861
3
Beds
2 / 1
Baths
2,004 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$308K
$259K low$357K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,841 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,429

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOtsego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.66
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 1,390 ft²Porch · 960 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Greater Plains Elementary SchoolC
Elementary · Grades KG–5 · 1.6 mi
H
Oneonta Senior High SchoolB+
High · Grades 9–12 · 3.2 mi
M
Oneonta Middle SchoolC+
Middle · Grades 6–8 · 3.2 mi

District: Oneonta City School District

Neighborhood · ZIP 13861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.275
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,638
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Forest Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Otsego County
  • Bigger than 74% of homes in Otsego County
  • Has a smaller lot than 69% of homes in West Oneonta 13861

What homes are worth in West Oneonta 13861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$517K

This home is worth more than 70% of homes in West Oneonta 13861.

How it measures up in West Oneonta 13861

The dot is this home. The mark in the middle is the typical home in West Oneonta 13861.

Estimated value$308,203
CheaperTypical $236,169Pricier

Pricier than 70% of homes nearby

Price per ft²$154
CheaperTypical $148Pricier

Pricier than 53% of homes nearby

Living area2,004 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.66 ac
SmallerTypical 1.16 acBigger

Bigger than 31% of homes nearby

Year built1971
OlderTypical 1965Newer

Newer than 61% of homes nearby

How 103 Forest Ln ranks against every home in each area.
MeasureThis homeWest Oneonta 13861Otsego County
Estimated valuepricier than$308,20370% of homes75% of homes
Price per ft²pricier than$15453% of homes59% of homes
Living areabigger than2,004 ft²69% of homes74% of homes
Lot sizebigger than0.66 ac31% of homes38% of homes
Year builtnewer than197161% of homes60% of homes

About 103 Forest Ln

How much is 103 Forest Ln, West Oneonta, NY worth?

The TopHap Estimate for 103 Forest Ln, West Oneonta, NY is $308,203 as of Sep 24, 2026. The likely range is $259,330 to $357,076. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 103 Forest Ln, West Oneonta, NY?

103 Forest Ln, West Oneonta, NY has 3 bedrooms, 2 bathrooms, 2,004 square feet of living space and a 0.66-acre lot.

When was 103 Forest Ln, West Oneonta, NY built?

103 Forest Ln, West Oneonta, NY was built in 1971, making it 55 years old. It is a ranch home. The building has 1 story.

What schools serve 103 Forest Ln, West Oneonta, NY?

103 Forest Ln, West Oneonta, NY is assigned to Greater Plains Elementary School (elementary), rated C; Oneonta Senior High School (high), rated B+; Oneonta Middle School (middle), rated C+. All sit in Oneonta City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Forest Ln, West Oneonta, NY compare to other homes in West Oneonta 13861?

Among the 202 homes in West Oneonta 13861, it is worth more than 70% of them ($308,203 against a typical $236,169), its price per square foot is higher than 53% of them ($154 against a typical $148), it is bigger than 69% of them (2,004 ft² against a typical 1,680 ft²), its lot is bigger than 31% of them (0.66 ac against a typical 1.16 ac) and it is newer than 61% of them (1971 against a typical 1965). Measured against all of Otsego County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Forest Ln, West Oneonta, NY?

The 2024 property tax bill for 103 Forest Ln, West Oneonta, NY was $4,841. The county assessed it at $196,300.

More homes on Forest Ln

Closest homes

More homes in West Oneonta 13861

Assigned schools

Explore the area

See this home in context

Open 103 Forest Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map