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Single Family ResidenceResidential
$738,028$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

103 LAY DR

MORGAN, VT 05853
5
Beds
1.5
Baths
3,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$738K
$645K low$831K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$719,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$434,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$391,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.6.70
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 8.8 mi
E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 10.4 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 11.9 mi

District: Derby School District

Neighborhood · ZIP 05853These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.547
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,111
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,318
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Lay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Orleans County
  • Costs less per square foot than 81% of homes in Morgan 05853
  • Among the largest homes in Morgan 05853
  • Has a bigger lot than 65% of homes in Morgan 05853
  • Older than 87% of homes in Morgan 05853

What homes are worth in Morgan 05853

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$1.1M

This home is worth more than 92% of homes in Morgan 05853.

How it measures up in Morgan 05853

The dot is this home. The mark in the middle is the typical home in Morgan 05853.

Estimated value$738,028
CheaperTypical $394,518Pricier

Pricier than 92% of homes nearby

Price per ft²$241
CheaperTypical $334Pricier

Pricier than 19% of homes nearby

Living area3,066 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than almost all homes nearby

Lot size6.7 ac
SmallerTypical 1.92 acBigger

Bigger than 65% of homes nearby

Year built1927
OlderTypical 1979Newer

Newer than 13% of homes nearby

How 103 Lay Dr ranks against every home in each area.
MeasureThis homeMorgan 05853Orleans County
Estimated valuepricier than$738,02892% of homes96% of homes
Price per ft²pricier than$24119% of homes56% of homes
Living areabigger than3,066 ft²almost all homes96% of homes
Lot sizebigger than6.7 ac65% of homes60% of homes
Year builtnewer than192713% of homes21% of homes

About 103 Lay Dr

How much is 103 Lay Dr, Morgan, VT worth?

The TopHap Estimate for 103 Lay Dr, Morgan, VT is $738,028 as of Aug 30, 2026. The likely range is $644,959 to $831,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Lay Dr, Morgan, VT last sell?

103 Lay Dr, Morgan, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 103 Lay Dr, Morgan, VT?

103 Lay Dr, Morgan, VT has 5 bedrooms, 1.5 bathrooms, 3,066 square feet of living space and a 6.70-acre lot.

When was 103 Lay Dr, Morgan, VT built?

103 Lay Dr, Morgan, VT was built in 1927, making it 99 years old. The building has 1 story.

What schools serve 103 Lay Dr, Morgan, VT?

103 Lay Dr, Morgan, VT is assigned to North Country Union Junior High School (middle), rated C-; Derby Elementary School (elementary), rated B; North Country Union High School (high), rated C+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Lay Dr, Morgan, VT compare to other homes in Morgan 05853?

Among the 633 homes in Morgan 05853, it is worth more than 92% of them ($738,028 against a typical $394,518), its price per square foot is higher than 19% of them ($241 against a typical $334), it is bigger than almost all of them (3,066 ft² against a typical 1,216 ft²), its lot is bigger than 65% of them (6.7 ac against a typical 1.92 ac) and it is newer than 13% of them (1927 against a typical 1979). Measured against all of Orleans County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Lay Dr, Morgan, VT?

The 2025 property tax bill for 103 Lay Dr, Morgan, VT was $7,877. The county assessed it at $719,800.

More homes on Lay Dr

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