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Single Family ResidenceResidential
$539,321$335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $223,000 on Nov 19, 2012

103 LIBERTY ST

FORDS, NJ 08863
0
Baths
1,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$539K
$509K low$570K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$223,000 · Nov 19, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,782
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,826
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$218,960
OMEGA FINANCIAL SERVICES INC · recorded Nov 19, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,579
M&T BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,972 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.11
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fords Middle SchoolD+
Middle · Grades 6–8 · 1.1 mi
E
Menlo Park Terrace Elementary SchoolC+
Elementary · Grades KG–5 · 2.1 mi
H
Woodbridge High SchoolC-
High · Grades 9–12 · 2.8 mi

District: Woodbridge Township School District

Neighborhood · ZIP 08863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.105

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,215 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,425
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Fords 08863
  • Bigger than 75% of homes in Fords 08863
  • Has a smaller lot than 82% of homes in Fords 08863
  • Older than 87% of homes in Middlesex County

What homes are worth in Fords 08863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$363K$793K

This home is worth more than 56% of homes in Fords 08863.

How it measures up in Fords 08863

The dot is this home. The mark in the middle is the typical home in Fords 08863.

Estimated value$539,321
CheaperTypical $525,103Pricier

Pricier than 56% of homes nearby

Price per ft²$335
CheaperTypical $391Pricier

Pricier than 21% of homes nearby

Living area1,612 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.11 ac
SmallerTypical 0.14 acBigger

Bigger than 18% of homes nearby

Year built1933
OlderTypical 1949Newer

Newer than 22% of homes nearby

How 103 Liberty St ranks against every home in each area.
MeasureThis homeFords 08863Middlesex County
Estimated valuepricier than$539,32156% of homes39% of homes
Price per ft²pricier than$33521% of homes35% of homes
Living areabigger than1,612 ft²75% of homes50% of homes
Lot sizebigger than0.11 ac18% of homes32% of homes
Year builtnewer than193322% of homes13% of homes

About 103 Liberty St

How much is 103 Liberty St, Fords, NJ worth?

The TopHap Estimate for 103 Liberty St, Fords, NJ is $539,321 as of Jul 14, 2026. The likely range is $508,881 to $569,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Liberty St, Fords, NJ last sell?

103 Liberty St, Fords, NJ last sold on Nov 19, 2012 for $223,000, according to the county's recorded deed.

How big is 103 Liberty St, Fords, NJ?

103 Liberty St, Fords, NJ has 1,612 square feet of living space and a 0.11-acre lot.

When was 103 Liberty St, Fords, NJ built?

103 Liberty St, Fords, NJ was built in 1933, making it 93 years old. It is a cape cod home. The building has 1 story.

What schools serve 103 Liberty St, Fords, NJ?

103 Liberty St, Fords, NJ is assigned to Fords Middle School (middle), rated D+; Menlo Park Terrace Elementary School (elementary), rated C+; Woodbridge High School (high), rated C-. All sit in Woodbridge Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Liberty St, Fords, NJ compare to other homes in Fords 08863?

Among the 3,468 homes in Fords 08863, it is worth more than 56% of them ($539,321 against a typical $525,103), its price per square foot is higher than 21% of them ($335 against a typical $391), it is bigger than 75% of them (1,612 ft² against a typical 1,332 ft²), its lot is bigger than 18% of them (0.11 ac against a typical 0.14 ac) and it is newer than 22% of them (1933 against a typical 1949). Measured against all of Middlesex County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Liberty St, Fords, NJ?

The 2025 property tax bill for 103 Liberty St, Fords, NJ was $9,972. The county assessed it at $76,300.

Closest homes

More homes in Fords 08863

Assigned schools

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