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Single Family ResidentialResidential
$158,954$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

103 MADISON ST

WATSON, IL 62473
0
Baths
952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$159K
$110K low$208K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$225 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,990 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,790
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,970

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyEffingham
Lot (acres)The size of the land the home sits on, from county records.0.87
ConstructionThe main material the home's frame and walls are built from.Log

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Side Grade School
Elementary · Grades 1–2 · 6.1 mi
H
Effingham High SchoolA
High · Grades 9–12 · 6.2 mi
M
Effingham Junior High SchoolB-
Middle · Grades 6–8 · 6.4 mi

District: Effingham Community Unit School District 40

Neighborhood · ZIP 62473These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.134

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.988
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,664
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,892
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Madison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Effingham County
  • Costs less per square foot than 82% of homes in Effingham County
  • Smaller than 88% of homes in Effingham County

What homes are worth in Watson 62473

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$667K

This home is worth more than 14% of homes in Watson 62473.

How it measures up in Watson 62473

The dot is this home. The mark in the middle is the typical home in Watson 62473.

Estimated value$158,954
CheaperTypical $244,961Pricier

Pricier than 14% of homes nearby

Price per ft²$167
CheaperTypical $204Pricier

Pricier than 28% of homes nearby

Living area952 ft²
SmallerTypical 1,324 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.87 ac
SmallerTypical 1.07 acBigger

Bigger than 44% of homes nearby

Year built1988
OlderTypical 1981Newer

Newer than 61% of homes nearby

How 103 Madison St ranks against every home in each area.
MeasureThis homeWatson 62473Effingham County
Estimated valuepricier than$158,95414% of homes8% of homes
Price per ft²pricier than$16728% of homes18% of homes
Living areabigger than952 ft²15% of homes12% of homes
Lot sizebigger than0.87 ac44% of homes61% of homes
Year builtnewer than198861% of homes64% of homes

About 103 Madison St

How much is 103 Madison St, Watson, IL worth?

The TopHap Estimate for 103 Madison St, Watson, IL is $158,954 as of Aug 30, 2026. The likely range is $110,160 to $207,748. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Madison St, Watson, IL last sell?

103 Madison St, Watson, IL last sold on Jan 12, 2009, according to the county's recorded deed.

How big is 103 Madison St, Watson, IL?

103 Madison St, Watson, IL has 952 square feet of living space and a 0.87-acre lot.

When was 103 Madison St, Watson, IL built?

103 Madison St, Watson, IL was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 103 Madison St, Watson, IL?

103 Madison St, Watson, IL is assigned to South Side Grade School (elementary); Effingham High School (high), rated A; Effingham Junior High School (middle), rated B-. All sit in Effingham Community Unit School District 40. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Madison St, Watson, IL compare to other homes in Watson 62473?

Among the 512 homes in Watson 62473, it is worth more than 14% of them ($158,954 against a typical $244,961), its price per square foot is higher than 28% of them ($167 against a typical $204), it is bigger than 15% of them (952 ft² against a typical 1,324 ft²), its lot is bigger than 44% of them (0.87 ac against a typical 1.07 ac) and it is newer than 61% of them (1988 against a typical 1981). Measured against all of Effingham County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Madison St, Watson, IL?

The 2024 property tax bill for 103 Madison St, Watson, IL was $225. The county assessed it at $29,990.

More homes on Madison St

Closest homes

More homes in Watson 62473

Assigned schools

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