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Single Family ResidenceResidential
$375,120$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $379,990 on Oct 27, 2025

103 PENELOPE PL

SAINT AUGUSTINE, FL 32092
2
Beds
2
Baths
1,684 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$375K
$348K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$379,990 · Oct 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$878 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Johns
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 176 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wards Creek Elementary SchoolA-
Elementary · Grades PK–5 · 2.4 mi
H
Tocoi Creek High SchoolB
High · Grades 9–12 · 2.9 mi
M
Pacetti Bay Middle SchoolA
Middle · Grades 6–8 · 4.2 mi

District: St. Johns County School District

Neighborhood · ZIP 32092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.52,847
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,177
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Penelope Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Saint Augustine 32092
  • Smaller than 81% of homes in Saint Augustine 32092
  • Has a smaller lot than 89% of homes in St. Johns County
  • Among the newest homes in Saint Augustine 32092

What homes are worth in Saint Augustine 32092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$1.1M

This home is worth more than 22% of homes in Saint Augustine 32092.

How it measures up in Saint Augustine 32092

The dot is this home. The mark in the middle is the typical home in Saint Augustine 32092.

Estimated value$375,120
CheaperTypical $472,502Pricier

Pricier than 22% of homes nearby

Price per ft²$223
CheaperTypical $214Pricier

Pricier than 61% of homes nearby

Living area1,684 ft²
SmallerTypical 2,204 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.11 ac
SmallerTypical 0.2 acBigger

Bigger than 12% of homes nearby

Year built2025
OlderTypical 2015Newer

Newer than almost all homes nearby

How 103 Penelope Pl ranks against every home in each area.
MeasureThis homeSilverleafSaint Augustine 32092St. Johns County
Estimated valuepricier than$375,12026% of homes22% of homes26% of homes
Price per ft²pricier than$22342% of homes61% of homes40% of homes
Living areabigger than1,684 ft²21% of homes19% of homes34% of homes
Lot sizebigger than0.11 ac27% of homes12% of homes11% of homes
Year builtnewer than202595% of homesalmost all homesalmost all homes

About 103 Penelope Pl

How much is 103 Penelope Pl, Saint Augustine, FL worth?

The TopHap Estimate for 103 Penelope Pl, Saint Augustine, FL is $375,120 as of Sep 24, 2026. The likely range is $348,059 to $402,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Penelope Pl, Saint Augustine, FL last sell?

103 Penelope Pl, Saint Augustine, FL last sold on Oct 27, 2025 for $379,990, according to the county's recorded deed.

How big is 103 Penelope Pl, Saint Augustine, FL?

103 Penelope Pl, Saint Augustine, FL has 2 bedrooms, 2 bathrooms, 1,684 square feet of living space and a 0.11-acre lot.

When was 103 Penelope Pl, Saint Augustine, FL built?

103 Penelope Pl, Saint Augustine, FL was built in 2025, making it 1 years old. The building has 1 story.

What schools serve 103 Penelope Pl, Saint Augustine, FL?

103 Penelope Pl, Saint Augustine, FL is assigned to Wards Creek Elementary School (elementary), rated A-; Tocoi Creek High School (high), rated B; Pacetti Bay Middle School (middle), rated A. All sit in St. Johns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Penelope Pl, Saint Augustine, FL compare to other homes in Saint Augustine 32092?

Among the 24,545 homes in Saint Augustine 32092, it is worth more than 22% of them ($375,120 against a typical $472,502), its price per square foot is higher than 61% of them ($223 against a typical $214), it is bigger than 19% of them (1,684 ft² against a typical 2,204 ft²), its lot is bigger than 12% of them (0.11 ac against a typical 0.2 ac) and it is newer than almost all of them (2025 against a typical 2015). Measured against all of St. Johns County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Penelope Pl, Saint Augustine, FL?

The 2024 property tax bill for 103 Penelope Pl, Saint Augustine, FL was $878. The county assessed it at $85,000.

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