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Single Family ResidenceResidential
$514,353$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $308,000 on Jun 13, 2019

103 PHOSPHATE LN

GALLATIN, TN 37066
2.5
Baths
2,193 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$514K
$485K low$543K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$308,000 · Jun 13, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,744 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,725 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,725
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$490,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUMNER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.92
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 159 ft²Patio · 159 ft²Porch · 36 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Joe Shafer Middle SchoolC-
Middle · Grades 6–8 · 2.5 mi
E
Benny Bills Elementary SchoolC+
Elementary · Grades PK–5 · 2.7 mi
H
Gallatin High SchoolB-
High · Grades 9–12 · 4.9 mi

District: Sumner County School District

Neighborhood · ZIP 37066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.63,566
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.527 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,186
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,957
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Phosphate Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 65% of homes in Gallatin 37066
  • Has a bigger lot than 69% of homes in Gallatin 37066
  • Newer than 66% of homes in Sumner County

What homes are worth in Gallatin 37066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$1.7M

This home is worth more than 62% of homes in Gallatin 37066.

How it measures up in Gallatin 37066

The dot is this home. The mark in the middle is the typical home in Gallatin 37066.

Estimated value$514,353
CheaperTypical $438,755Pricier

Pricier than 62% of homes nearby

Price per ft²$235
CheaperTypical $231Pricier

Pricier than 54% of homes nearby

Living area2,193 ft²
SmallerTypical 1,832 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.92 ac
SmallerTypical 0.43 acBigger

Bigger than 69% of homes nearby

Year built2005
OlderTypical 2004Newer

Newer than 54% of homes nearby

How 103 Phosphate Ln ranks against every home in each area.
MeasureThis homeGallatin 37066Sumner County
Estimated valuepricier than$514,35362% of homes64% of homes
Price per ft²pricier than$23554% of homes53% of homes
Living areabigger than2,193 ft²65% of homes65% of homes
Lot sizebigger than0.92 ac69% of homes59% of homes
Year builtnewer than200554% of homes66% of homes

About 103 Phosphate Ln

How much is 103 Phosphate Ln, Gallatin, TN worth?

The TopHap Estimate for 103 Phosphate Ln, Gallatin, TN is $514,353 as of Aug 30, 2026. The likely range is $485,319 to $543,387. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Phosphate Ln, Gallatin, TN last sell?

103 Phosphate Ln, Gallatin, TN last sold on Jun 13, 2019 for $308,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 103 Phosphate Ln, Gallatin, TN?

103 Phosphate Ln, Gallatin, TN has 2.5 bathrooms, 2,193 square feet of living space and a 0.92-acre lot.

When was 103 Phosphate Ln, Gallatin, TN built?

103 Phosphate Ln, Gallatin, TN was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 103 Phosphate Ln, Gallatin, TN?

103 Phosphate Ln, Gallatin, TN is assigned to Joe Shafer Middle School (middle), rated C-; Benny Bills Elementary School (elementary), rated C+; Gallatin High School (high), rated B-. All sit in Sumner County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Phosphate Ln, Gallatin, TN compare to other homes in Gallatin 37066?

Among the 24,666 homes in Gallatin 37066, it is worth more than 62% of them ($514,353 against a typical $438,755), its price per square foot is higher than 54% of them ($235 against a typical $231), it is bigger than 65% of them (2,193 ft² against a typical 1,832 ft²), its lot is bigger than 69% of them (0.92 ac against a typical 0.43 ac) and it is newer than 54% of them (2005 against a typical 2004). Measured against all of Sumner County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Phosphate Ln, Gallatin, TN?

The 2025 property tax bill for 103 Phosphate Ln, Gallatin, TN was $1,744. The county assessed it at $122,725.

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