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CondominiumResidential
$192,558$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $162,500 on Jan 30, 2023

103 RAMSGATE GARDENS CT APT 101

SAINT MATTHEWS, KY 40207
Building report
1
Baths
1,162 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$193K
$174K low$211K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,500 · Jan 30, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,812 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,500 (2024)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyJefferson
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waggener High SchoolD-
High · Grades 9–12 · 0.7 mi
M
Westport Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
E
Chenoweth Elementary SchoolC-
Elementary · Grades KG–5 · 2.4 mi

District: Jefferson County School District

Neighborhood · ZIP 40207These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,502 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,161
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Ramsgate Gardens Ct Apt 101 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Louisville 40207
  • Costs less per square foot than 95% of homes in Louisville 40207
  • Smaller than 88% of homes in Louisville 40207
  • Newer than 79% of homes in St. Matthews

What homes are worth in Louisville 40207

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$1.8M

This home is worth more than 5% of homes in Louisville 40207.

How it measures up in Louisville 40207

The dot is this home. The mark in the middle is the typical home in Louisville 40207.

Estimated value$192,558
CheaperTypical $432,163Pricier

Pricier than 5% of homes nearby

Price per ft²$166
CheaperTypical $254Pricier

Pricier than 5% of homes nearby

Living area1,162 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 12% of homes nearby

Year built1973
OlderTypical 1955Newer

Newer than 76% of homes nearby

How 103 Ramsgate Gardens Ct Apt 101 ranks against every home in each area.
MeasureThis homeSt. MatthewsLouisville 40207Jefferson County
Estimated valuepricier than$192,55811% of homes5% of homes23% of homes
Price per ft²pricier than$16610% of homes5% of homes28% of homes
Living areabigger than1,162 ft²26% of homes12% of homes36% of homes
Year builtnewer than197379% of homes76% of homes63% of homes

About 103 Ramsgate Gardens Ct Apt 101

How much is 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY worth?

The TopHap Estimate for 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY is $192,558 as of Sep 24, 2026. The likely range is $174,182 to $210,934. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY last sell?

103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY last sold on Jan 30, 2023 for $162,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY?

103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY has 1 bathrooms and 1,162 square feet of living space.

When was 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY built?

103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY?

103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY is assigned to Waggener High School (high), rated D-; Westport Middle School (middle), rated C-; Chenoweth Elementary School (elementary), rated C-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY compare to other homes in Louisville 40207?

Among the 11,527 homes in Louisville 40207, it is worth more than 5% of them ($192,558 against a typical $432,163), its price per square foot is higher than 5% of them ($166 against a typical $254), it is bigger than 12% of them (1,162 ft² against a typical 1,740 ft²) and it is newer than 76% of them (1973 against a typical 1955). Measured against all of Jefferson County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY?

The 2024 property tax bill for 103 Ramsgate Gardens Ct Apt 101, Saint Matthews, KY was $1,812. The county assessed it at $162,500.

More homes on Ramsgate Gardens Ct Apt 101

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