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Single Family ResidenceResidential
$377,164$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $22,000 on Jul 15, 2021

103 RATCLIFF LN

FAIRFIELD BAY, AR 72088
3.5
Baths
3,205 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$377K
$268K low$486K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$22,000 · Jul 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,385 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,314 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$167,314
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,314
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$896,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyCLEBURNE
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 99 ft²Porch · 960 ft²Outdoor kitchen

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Side High SchoolB
Middle · Grades 7–12 · 4.3 mi
E
West Side Elementary SchoolB
Elementary · Grades PK–6 · 4.3 mi

District: West Side School District

Neighborhood · ZIP 72088These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.150
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,773
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,173
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,290
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Ratcliff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Fairfield Bay 72088
  • Costs less per square foot than 74% of homes in Cleburne County
  • Bigger than 97% of homes in Fairfield Bay 72088
  • Has a bigger lot than 86% of homes in Fairfield Bay 72088
  • Among the newest homes in Fairfield Bay 72088

What homes are worth in Fairfield Bay 72088

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$947K

This home is worth more than 84% of homes in Fairfield Bay 72088.

How it measures up in Fairfield Bay 72088

The dot is this home. The mark in the middle is the typical home in Fairfield Bay 72088.

Estimated value$377,164
CheaperTypical $169,900Pricier

Pricier than 84% of homes nearby

Price per ft²$118
CheaperTypical $132Pricier

Pricier than 40% of homes nearby

Living area3,205 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.85 ac
SmallerTypical 0.27 acBigger

Bigger than 86% of homes nearby

Year built2023
OlderTypical 1980Newer

Newer than almost all homes nearby

How 103 Ratcliff Ln ranks against every home in each area.
MeasureThis homeFairfield Bay 72088Cleburne County
Estimated valuepricier than$377,16484% of homes73% of homes
Price per ft²pricier than$11840% of homes26% of homes
Living areabigger than3,205 ft²97% of homes95% of homes
Lot sizebigger than0.85 ac86% of homes43% of homes
Year builtnewer than2023almost all homes98% of homes

About 103 Ratcliff Ln

How much is 103 Ratcliff Ln, Fairfield Bay, AR worth?

The TopHap Estimate for 103 Ratcliff Ln, Fairfield Bay, AR is $377,164 as of Sep 24, 2026. The likely range is $268,128 to $486,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Ratcliff Ln, Fairfield Bay, AR last sell?

103 Ratcliff Ln, Fairfield Bay, AR last sold on Jul 15, 2021 for $22,000, according to the county's recorded deed.

How big is 103 Ratcliff Ln, Fairfield Bay, AR?

103 Ratcliff Ln, Fairfield Bay, AR has 3.5 bathrooms and 3,205 square feet of living space.

When was 103 Ratcliff Ln, Fairfield Bay, AR built?

103 Ratcliff Ln, Fairfield Bay, AR was built in 2023, making it 3 years old. It is a bi-level home.

What schools serve 103 Ratcliff Ln, Fairfield Bay, AR?

103 Ratcliff Ln, Fairfield Bay, AR is assigned to West Side High School (middle), rated B; West Side Elementary School (elementary), rated B. All sit in West Side School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Ratcliff Ln, Fairfield Bay, AR compare to other homes in Fairfield Bay 72088?

Among the 2,013 homes in Fairfield Bay 72088, it is worth more than 84% of them ($377,164 against a typical $169,900), its price per square foot is higher than 40% of them ($118 against a typical $132), it is bigger than 97% of them (3,205 ft² against a typical 1,302 ft²), its lot is bigger than 86% of them (0.85 ac against a typical 0.27 ac) and it is newer than almost all of them (2023 against a typical 1980). Measured against all of Cleburne County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Ratcliff Ln, Fairfield Bay, AR?

The 2026 property tax bill for 103 Ratcliff Ln, Fairfield Bay, AR was $3,385. The county assessed it at $179,314.

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