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Single Family ResidenceResidential
$677,195$394 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $670,000 on Jan 22, 2026

103 RICHARDSON ST

OXFORD, MD 21654
2
Baths
1,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$677K
$614K low$741K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$670,000 · Jan 22, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,875 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$107,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$295,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$380,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.33%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTALBOT
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 118 ft²Patio · 340 ft²Porch · 27 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Marsh Elementary SchoolA
Elementary · Grades PK–5 · 5.6 mi
M
Easton Middle SchoolC-
Middle · Grades 6–8 · 7.1 mi
H
Easton High SchoolC+
High · Grades 9–12 · 7.2 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,329
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,339
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,982
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Richardson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Talbot County
  • Costs more per square foot than 77% of homes in Talbot County
  • Smaller than 75% of homes in Oxford 21654
  • Has a bigger lot than 75% of homes in Oxford
  • Newer than 97% of homes in Oxford

What homes are worth in Oxford 21654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$5M

This home is worth more than 35% of homes in Oxford 21654.

How it measures up in Oxford 21654

The dot is this home. The mark in the middle is the typical home in Oxford 21654.

Estimated value$677,195
CheaperTypical $923,574Pricier

Pricier than 35% of homes nearby

Price per ft²$394
CheaperTypical $417Pricier

Pricier than 45% of homes nearby

Living area1,720 ft²
SmallerTypical 2,369 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.3 ac
SmallerTypical 0.34 acBigger

Bigger than 46% of homes nearby

Year built2016
OlderTypical 1975Newer

Newer than 97% of homes nearby

How 103 Richardson St ranks against every home in each area.
MeasureThis homeOxfordOxford 21654Talbot County
Estimated valuepricier than$677,19544% of homes35% of homes66% of homes
Price per ft²pricier than$39454% of homes45% of homes77% of homes
Living areabigger than1,720 ft²33% of homes25% of homes38% of homes
Lot sizebigger than0.3 ac75% of homes46% of homes39% of homes
Year builtnewer than201697% of homes97% of homes95% of homes

About 103 Richardson St

How much is 103 Richardson St, Oxford, MD worth?

The TopHap Estimate for 103 Richardson St, Oxford, MD is $677,195 as of Aug 30, 2026. The likely range is $613,611 to $740,779. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Richardson St, Oxford, MD last sell?

103 Richardson St, Oxford, MD last sold on Jan 22, 2026 for $670,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 103 Richardson St, Oxford, MD?

103 Richardson St, Oxford, MD has 2 bathrooms, 1,720 square feet of living space and a 0.30-acre lot.

When was 103 Richardson St, Oxford, MD built?

103 Richardson St, Oxford, MD was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 103 Richardson St, Oxford, MD?

103 Richardson St, Oxford, MD is assigned to White Marsh Elementary School (elementary), rated A; Easton Middle School (middle), rated C-; Easton High School (high), rated C+. All sit in Talbot County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Richardson St, Oxford, MD compare to other homes in Oxford 21654?

Among the 862 homes in Oxford 21654, it is worth more than 35% of them ($677,195 against a typical $923,574), its price per square foot is higher than 45% of them ($394 against a typical $417), it is bigger than 25% of them (1,720 ft² against a typical 2,369 ft²), its lot is bigger than 46% of them (0.3 ac against a typical 0.34 ac) and it is newer than 97% of them (2016 against a typical 1975). Measured against all of Talbot County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Richardson St, Oxford, MD?

The 2025 property tax bill for 103 Richardson St, Oxford, MD was $3,875. The county assessed it at $403,400.

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