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Single Family ResidentialResidential
$182,575$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

103 RIO ST

RUIDOSO, NM 88345
0
Baths
500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$183K
$111K low$254K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$382 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,667 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,651
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,016
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,667
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,001

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.141 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.11
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ruidoso High SchoolC+
High · Grades 9–12 · 1.8 mi
E
Sierra Vista Primary SchoolC+
Elementary · Grades PK–2 · 1.9 mi
M
Ruidoso Middle SchoolB+
Middle · Grades 6–8 · 2.1 mi

District: Ruidoso Municipal Schools

Neighborhood · ZIP 88345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,458
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,013
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Rio St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Ruidoso 88345
  • Costs more per square foot than 95% of homes in Ruidoso 88345
  • Smaller than 97% of homes in Lincoln County
  • Has a smaller lot than 86% of homes in Lincoln County

What homes are worth in Ruidoso 88345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$745K

This home is worth more than 27% of homes in Ruidoso 88345.

How it measures up in Ruidoso 88345

The dot is this home. The mark in the middle is the typical home in Ruidoso 88345.

Estimated value$182,575
CheaperTypical $232,706Pricier

Pricier than 27% of homes nearby

Price per ft²$365
CheaperTypical $168Pricier

Pricier than 95% of homes nearby

Living area500 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.11 ac
SmallerTypical 0.26 acBigger

Bigger than 22% of homes nearby

How 103 Rio St ranks against every home in each area.
MeasureThis homeRuidoso 88345Lincoln County
Estimated valuepricier than$182,57527% of homes30% of homes
Price per ft²pricier than$36595% of homes93% of homes
Living areabigger than500 ft²4% of homes3% of homes
Lot sizebigger than0.11 ac22% of homes14% of homes

About 103 Rio St

How much is 103 Rio St, Ruidoso, NM worth?

The TopHap Estimate for 103 Rio St, Ruidoso, NM is $182,575 as of Oct 21, 2026. The likely range is $111,091 to $254,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Rio St, Ruidoso, NM last sell?

103 Rio St, Ruidoso, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 103 Rio St, Ruidoso, NM?

103 Rio St, Ruidoso, NM has 500 square feet of living space and a 0.11-acre lot.

What schools serve 103 Rio St, Ruidoso, NM?

103 Rio St, Ruidoso, NM is assigned to Ruidoso High School (high), rated C+; Sierra Vista Primary School (elementary), rated C+; Ruidoso Middle School (middle), rated B+. All sit in Ruidoso Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Rio St, Ruidoso, NM compare to other homes in Ruidoso 88345?

Among the 8,163 homes in Ruidoso 88345, it is worth more than 27% of them ($182,575 against a typical $232,706), its price per square foot is higher than 95% of them ($365 against a typical $168), it is bigger than 4% of them (500 ft² against a typical 1,368 ft²) and its lot is bigger than 22% of them (0.11 ac against a typical 0.26 ac). Measured against all of Lincoln County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Rio St, Ruidoso, NM?

The 2025 property tax bill for 103 Rio St, Ruidoso, NM was $382. The county assessed it at $14,667.

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