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Single Family ResidenceResidential
$1,705,969$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,199,000 on Aug 1, 2017

103 RIVER RD

TOPSFIELD, MA 01983
3
Beds
3.5
Baths
5,131 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.7M
$1.6M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,199,000 · Aug 1, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$797,969
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$638,375
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
EASTERN BANK · 3% 1 · recorded Sep 25, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$408,000
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$26,474 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,766,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$620,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,145,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,659,935

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.14.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Masconomet Regional Middle SchoolC
Middle · Grades 7–8 · 0.8 mi
H
Masconomet Regional High SchoolA
High · Grades 9–12 · 0.9 mi
E
Steward Elementary SchoolA
Elementary · Grades PK–3 · 2.2 mi

District: Topsfield School District

Neighborhood · ZIP 01983These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.22
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.515 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$166,678
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,053
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Essex County
  • Costs less per square foot than 91% of homes in Topsfield 01983
  • Bigger than 98% of homes in Essex County
  • Among the largest lots in Topsfield 01983
  • Newer than 92% of homes in Essex County

What homes are worth in Topsfield 01983

Each bar is how many homes fall in that price range. The marker is this home.

This home
$541K$2.1M

This home is worth more than 95% of homes in Topsfield 01983.

How it measures up in Topsfield 01983

The dot is this home. The mark in the middle is the typical home in Topsfield 01983.

Estimated value$1,705,969
CheaperTypical $957,232Pricier

Pricier than 95% of homes nearby

Price per ft²$332
CheaperTypical $424Pricier

Pricier than 9% of homes nearby

Living area5,131 ft²
SmallerTypical 2,300 ft²Bigger

Bigger than 97% of homes nearby

Lot size14.31 ac
SmallerTypical 0.99 acBigger

Bigger than almost all homes nearby

Year built2003
OlderTypical 1966Newer

Newer than 89% of homes nearby

How 103 River Rd ranks against every home in each area.
MeasureThis homeTopsfield 01983Essex County
Estimated valuepricier than$1,705,96995% of homes96% of homes
Price per ft²pricier than$3329% of homes21% of homes
Living areabigger than5,131 ft²97% of homes98% of homes
Lot sizebigger than14.31 acalmost all homesalmost all homes
Year builtnewer than200389% of homes92% of homes

About 103 River Rd

How much is 103 River Rd, Topsfield, MA worth?

The TopHap Estimate for 103 River Rd, Topsfield, MA is $1,705,969 as of Jul 14, 2026. The likely range is $1,582,206 to $1,829,732. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 River Rd, Topsfield, MA last sell?

103 River Rd, Topsfield, MA last sold on Aug 1, 2017 for $1,199,000, according to the county's recorded deed.

How big is 103 River Rd, Topsfield, MA?

103 River Rd, Topsfield, MA has 3 bedrooms, 3.5 bathrooms, 5,131 square feet of living space and a 14.31-acre lot.

When was 103 River Rd, Topsfield, MA built?

103 River Rd, Topsfield, MA was built in 2003, making it 23 years old. It is a colonial home. The building has 2 stories.

What schools serve 103 River Rd, Topsfield, MA?

103 River Rd, Topsfield, MA is assigned to Masconomet Regional Middle School (middle), rated C; Masconomet Regional High School (high), rated A; Steward Elementary School (elementary), rated A. All sit in Topsfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 River Rd, Topsfield, MA compare to other homes in Topsfield 01983?

Among the 2,104 homes in Topsfield 01983, it is worth more than 95% of them ($1,705,969 against a typical $957,232), its price per square foot is higher than 9% of them ($332 against a typical $424), it is bigger than 97% of them (5,131 ft² against a typical 2,300 ft²), its lot is bigger than almost all of them (14.31 ac against a typical 0.99 ac) and it is newer than 89% of them (2003 against a typical 1966). Measured against all of Essex County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 River Rd, Topsfield, MA?

The 2025 property tax bill for 103 River Rd, Topsfield, MA was $26,474. The county assessed it at $1,766,100.

Closest homes

More homes in Topsfield 01983

Assigned schools

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