Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$628,044$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

103 SAFE HBR

VALPARAISO, FL 32580
3
Beds
2.5
Baths
2,563 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$628K
$607K low$649K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$539,999 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$524,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,081,367

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.75%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.0.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²Porch · 408 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lewis SchoolB+
Elementary · Grades KG–8 · 0.8 mi
H
Niceville High SchoolB+
High · Grades 9–12 · 2.6 mi

District: Okaloosa County School District

Neighborhood · ZIP 32580These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,655
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,616
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Safe Hbr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Valparaiso 32580
  • Costs more per square foot than 76% of homes in Valparaiso 32580
  • Bigger than 90% of homes in Valparaiso 32580
  • Has a bigger lot than 79% of homes in Valparaiso 32580
  • Newer than 76% of homes in Valparaiso 32580

What homes are worth in Valparaiso 32580

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$950K

This home is worth more than 91% of homes in Valparaiso 32580.

How it measures up in Valparaiso 32580

The dot is this home. The mark in the middle is the typical home in Valparaiso 32580.

Estimated value$628,044
CheaperTypical $310,682Pricier

Pricier than 91% of homes nearby

Price per ft²$245
CheaperTypical $208Pricier

Pricier than 76% of homes nearby

Living area2,563 ft²
SmallerTypical 1,653 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.35 ac
SmallerTypical 0.26 acBigger

Bigger than 79% of homes nearby

Year built2001
OlderTypical 1976Newer

Newer than 76% of homes nearby

How 103 Safe Hbr ranks against every home in each area.
MeasureThis homeValparaiso 32580Okaloosa County
Estimated valuepricier than$628,04491% of homes85% of homes
Price per ft²pricier than$24576% of homes69% of homes
Living areabigger than2,563 ft²90% of homes86% of homes
Lot sizebigger than0.35 ac79% of homes58% of homes
Year builtnewer than200176% of homes69% of homes

About 103 Safe Hbr

How much is 103 Safe Hbr, Valparaiso, FL worth?

The TopHap Estimate for 103 Safe Hbr, Valparaiso, FL is $628,044 as of Sep 24, 2026. The likely range is $607,025 to $649,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Safe Hbr, Valparaiso, FL last sell?

103 Safe Hbr, Valparaiso, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 103 Safe Hbr, Valparaiso, FL?

103 Safe Hbr, Valparaiso, FL has 3 bedrooms, 2.5 bathrooms, 2,563 square feet of living space and a 0.35-acre lot.

When was 103 Safe Hbr, Valparaiso, FL built?

103 Safe Hbr, Valparaiso, FL was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 103 Safe Hbr, Valparaiso, FL?

103 Safe Hbr, Valparaiso, FL is assigned to Lewis School (elementary), rated B+; Niceville High School (high), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Safe Hbr, Valparaiso, FL compare to other homes in Valparaiso 32580?

Among the 1,911 homes in Valparaiso 32580, it is worth more than 91% of them ($628,044 against a typical $310,682), its price per square foot is higher than 76% of them ($245 against a typical $208), it is bigger than 90% of them (2,563 ft² against a typical 1,653 ft²), its lot is bigger than 79% of them (0.35 ac against a typical 0.26 ac) and it is newer than 76% of them (2001 against a typical 1976). Measured against all of Okaloosa County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Safe Hbr, Valparaiso, FL?

The 2025 property tax bill for 103 Safe Hbr, Valparaiso, FL was $7,418. The county assessed it at $539,999.

More homes on Safe Hbr

Closest homes

More homes in Valparaiso 32580

Assigned schools

Explore the area

See this home in context

Open 103 Safe Hbr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map