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Single Family ResidenceResidential
$263,817$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

103 SPEIGHT ST

HAVELOCK, NC 28532
3
Beds
2
Baths
1,782 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$264K
$237K low$291K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,400 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,320

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCraven
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Havelock Middle SchoolC
Middle · Grades 6–8 · 1.1 mi
E
Havelock Elementary SchoolC-
Elementary · Grades PK–5 · 1.1 mi
H
Havelock High SchoolC-
High · Grades 9–12 · 1.4 mi

District: Craven County Schools

Neighborhood · ZIP 28532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,199
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,125
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Speight St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Havelock 28532
  • Bigger than 85% of homes in Havelock 28532
  • Has a bigger lot than 66% of homes in Havelock 28532
  • Older than 80% of homes in Havelock 28532

What homes are worth in Havelock 28532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$550K

This home is worth more than 61% of homes in Havelock 28532.

How it measures up in Havelock 28532

The dot is this home. The mark in the middle is the typical home in Havelock 28532.

Estimated value$263,817
CheaperTypical $241,199Pricier

Pricier than 61% of homes nearby

Price per ft²$148
CheaperTypical $183Pricier

Pricier than 17% of homes nearby

Living area1,782 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.48 ac
SmallerTypical 0.39 acBigger

Bigger than 66% of homes nearby

Year built1969
OlderTypical 1986Newer

Newer than 20% of homes nearby

How 103 Speight St ranks against every home in each area.
MeasureThis homeHavelock 28532Craven County
Estimated valuepricier than$263,81761% of homes45% of homes
Price per ft²pricier than$14817% of homes20% of homes
Living areabigger than1,782 ft²85% of homes75% of homes
Lot sizebigger than0.48 ac66% of homes58% of homes
Year builtnewer than196920% of homes23% of homes

About 103 Speight St

How much is 103 Speight St, Havelock, NC worth?

The TopHap Estimate for 103 Speight St, Havelock, NC is $263,817 as of Sep 24, 2026. The likely range is $237,120 to $290,514. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Speight St, Havelock, NC last sell?

103 Speight St, Havelock, NC last sold on Oct 8, 1979, according to the county's recorded deed.

How big is 103 Speight St, Havelock, NC?

103 Speight St, Havelock, NC has 3 bedrooms, 2 bathrooms, 1,782 square feet of living space and a 0.48-acre lot.

When was 103 Speight St, Havelock, NC built?

103 Speight St, Havelock, NC was built in 1969, making it 57 years old. The building has 1 story.

What schools serve 103 Speight St, Havelock, NC?

103 Speight St, Havelock, NC is assigned to Havelock Middle School (middle), rated C; Havelock Elementary School (elementary), rated C-; Havelock High School (high), rated C-. All sit in Craven County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Speight St, Havelock, NC compare to other homes in Havelock 28532?

Among the 6,786 homes in Havelock 28532, it is worth more than 61% of them ($263,817 against a typical $241,199), its price per square foot is higher than 17% of them ($148 against a typical $183), it is bigger than 85% of them (1,782 ft² against a typical 1,332 ft²), its lot is bigger than 66% of them (0.48 ac against a typical 0.39 ac) and it is newer than 20% of them (1969 against a typical 1986). Measured against all of Craven County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Speight St, Havelock, NC?

The 2025 property tax bill for 103 Speight St, Havelock, NC was $1,400. The county assessed it at $161,320.

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