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Residential (General/Single)Residential
$537,422$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $575,000 on Feb 18, 2021

103 SPENCER AVE

CLIFTON, NJ 07013
0
Baths
1,938 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$537K
$499K low$575K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · Feb 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,583 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$205,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School #13B
Elementary · Grades KG–5 · 0.3 mi
H
Clifton High SchoolD-
High · Grades 9–12 · 1.0 mi
M
Woodrow Wilson Middle SchoolC
Middle · Grades 6–8 · 1.6 mi

District: Clifton City School District

Neighborhood · ZIP 07013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.30,084
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,568 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,658
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,639
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Spencer Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Clifton 07013
  • Costs less per square foot than 91% of homes in Clifton 07013
  • Bigger than 71% of homes in Clifton 07013
  • Has a smaller lot than 76% of homes in Clifton 07013
  • Newer than 77% of homes in Athenia

What homes are worth in Clifton 07013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$998K

This home is worth more than 31% of homes in Clifton 07013.

How it measures up in Clifton 07013

The dot is this home. The mark in the middle is the typical home in Clifton 07013.

Estimated value$537,422
CheaperTypical $604,336Pricier

Pricier than 31% of homes nearby

Price per ft²$277
CheaperTypical $372Pricier

Pricier than 9% of homes nearby

Living area1,938 ft²
SmallerTypical 1,574 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.11 ac
SmallerTypical 0.14 acBigger

Bigger than 24% of homes nearby

Year built1961
OlderTypical 1953Newer

Newer than 72% of homes nearby

How 103 Spencer Ave ranks against every home in each area.
MeasureThis homeAtheniaClifton 07013Passaic County
Estimated valuepricier than$537,42248% of homes31% of homes35% of homes
Price per ft²pricier than$27721% of homes9% of homes21% of homes
Living areabigger than1,938 ft²67% of homes71% of homes60% of homes
Lot sizebigger than0.11 ac35% of homes24% of homes33% of homes
Year builtnewer than196177% of homes72% of homes65% of homes

About 103 Spencer Ave

How much is 103 Spencer Ave, Clifton, NJ worth?

The TopHap Estimate for 103 Spencer Ave, Clifton, NJ is $537,422 as of Aug 30, 2026. The likely range is $499,421 to $575,423. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Spencer Ave, Clifton, NJ last sell?

103 Spencer Ave, Clifton, NJ last sold on Feb 18, 2021 for $575,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 103 Spencer Ave, Clifton, NJ?

103 Spencer Ave, Clifton, NJ has 1,938 square feet of living space and a 0.12-acre lot.

When was 103 Spencer Ave, Clifton, NJ built?

103 Spencer Ave, Clifton, NJ was built in 1961, making it 65 years old. The building has 2 stories.

What schools serve 103 Spencer Ave, Clifton, NJ?

103 Spencer Ave, Clifton, NJ is assigned to School #13 (elementary), rated B; Clifton High School (high), rated D-; Woodrow Wilson Middle School (middle), rated C. All sit in Clifton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Spencer Ave, Clifton, NJ compare to other homes in Clifton 07013?

Among the 8,952 homes in Clifton 07013, it is worth more than 31% of them ($537,422 against a typical $604,336), its price per square foot is higher than 9% of them ($277 against a typical $372), it is bigger than 71% of them (1,938 ft² against a typical 1,574 ft²), its lot is bigger than 24% of them (0.11 ac against a typical 0.14 ac) and it is newer than 72% of them (1961 against a typical 1953). Measured against all of Passaic County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Spencer Ave, Clifton, NJ?

The 2025 property tax bill for 103 Spencer Ave, Clifton, NJ was $12,583. The county assessed it at $205,300.

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