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Single Family ResidenceResidential
$491,255$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $299,908 on Mar 15, 2018

103 SPENCER SPGS

GALLATIN, TN 37066
3
Beds
2.5
Baths
2,046 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.05 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$491K
$458K low$525K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,908 · Mar 15, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,828 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,425
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$514,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUMNER
Lot (acres)The size of the land the home sits on, from county records.1.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vena Stuart Elementary SchoolC-
Elementary · Grades PK–5 · 2.5 mi
M
Joe Shafer Middle SchoolC-
Middle · Grades 6–8 · 3.3 mi
H
Gallatin High SchoolB-
High · Grades 9–12 · 4.3 mi

District: Sumner County School District

Neighborhood · ZIP 37066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.63,566
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.527 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,186
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,957
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Spencer Spgs measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 78% of homes in Gallatin 37066
  • Newer than 84% of homes in Sumner County

What homes are worth in Gallatin 37066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$1.6M

This home is worth more than 60% of homes in Gallatin 37066.

How it measures up in Gallatin 37066

The dot is this home. The mark in the middle is the typical home in Gallatin 37066.

Estimated value$491,255
CheaperTypical $437,943Pricier

Pricier than 60% of homes nearby

Price per ft²$240
CheaperTypical $230Pricier

Pricier than 59% of homes nearby

Living area2,046 ft²
SmallerTypical 1,833 ft²Bigger

Bigger than 60% of homes nearby

Lot size1.05 ac
SmallerTypical 0.42 acBigger

Bigger than 78% of homes nearby

Year built2017
OlderTypical 2003Newer

Newer than 76% of homes nearby

How 103 Spencer Spgs ranks against every home in each area.
MeasureThis homeGallatin 37066Sumner County
Estimated valuepricier than$491,25560% of homes60% of homes
Price per ft²pricier than$24059% of homes58% of homes
Living areabigger than2,046 ft²60% of homes60% of homes
Lot sizebigger than1.05 ac78% of homes70% of homes
Year builtnewer than201776% of homes84% of homes

About 103 Spencer Spgs

How much is 103 Spencer Spgs, Gallatin, TN worth?

The TopHap Estimate for 103 Spencer Spgs, Gallatin, TN is $491,255 as of Sep 24, 2026. The likely range is $457,830 to $524,680. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Spencer Spgs, Gallatin, TN last sell?

103 Spencer Spgs, Gallatin, TN last sold on Mar 15, 2018 for $299,908, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 103 Spencer Spgs, Gallatin, TN?

103 Spencer Spgs, Gallatin, TN has 3 bedrooms, 2.5 bathrooms, 2,046 square feet of living space and a 1.05-acre lot.

When was 103 Spencer Spgs, Gallatin, TN built?

103 Spencer Spgs, Gallatin, TN was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 103 Spencer Spgs, Gallatin, TN?

103 Spencer Spgs, Gallatin, TN is assigned to Vena Stuart Elementary School (elementary), rated C-; Joe Shafer Middle School (middle), rated C-; Gallatin High School (high), rated B-. All sit in Sumner County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Spencer Spgs, Gallatin, TN compare to other homes in Gallatin 37066?

Among the 24,666 homes in Gallatin 37066, it is worth more than 60% of them ($491,255 against a typical $437,943), its price per square foot is higher than 59% of them ($240 against a typical $230), it is bigger than 60% of them (2,046 ft² against a typical 1,833 ft²), its lot is bigger than 78% of them (1.05 ac against a typical 0.42 ac) and it is newer than 76% of them (2017 against a typical 2003). Measured against all of Sumner County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Spencer Spgs, Gallatin, TN?

The 2025 property tax bill for 103 Spencer Spgs, Gallatin, TN was $1,828. The county assessed it at $128,675.

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