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Single Family ResidenceResidential
$64,990$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $71,000 on Jul 27, 2022

103 SPENCER ST

WARD, AR 72176
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$65K
$48K low$82K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$71,000 · Jul 27, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$403 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,920 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,920
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLonoke
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ward Central Elementary SchoolA
Elementary · Grades PK–4 · 1.5 mi
M
Cabot Middle School NorthA
Middle · Grades 5–6 · 4.3 mi
H
Cabot High SchoolA
High · Grades 9–12 · 5.3 mi

District: Cabot Public Schools

Neighborhood · ZIP 72176These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.163
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,028
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,773
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Ward 72176
  • Costs less per square foot than 97% of homes in Ward 72176
  • Smaller than 94% of homes in Lonoke County
  • Has a smaller lot than 74% of homes in Lonoke County

What homes are worth in Ward 72176

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$660K

This home is worth less than almost all homes in Ward 72176.

How it measures up in Ward 72176

The dot is this home. The mark in the middle is the typical home in Ward 72176.

Estimated value$64,990
CheaperTypical $205,175Pricier

Cheaper than almost all homes nearby

Price per ft²$69
CheaperTypical $148Pricier

Pricier than 3% of homes nearby

Living area936 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.26 ac
SmallerTypical 1 acBigger

Bigger than 30% of homes nearby

How 103 Spencer St ranks against every home in each area.
MeasureThis homeWard 72176Lonoke County
Estimated valuepricier than$64,990almost no homes5% of homes
Price per ft²pricier than$693% of homes11% of homes
Living areabigger than936 ft²7% of homes6% of homes
Lot sizebigger than0.26 ac30% of homes26% of homes

About 103 Spencer St

How much is 103 Spencer St, Ward, AR worth?

The TopHap Estimate for 103 Spencer St, Ward, AR is $64,990 as of Oct 21, 2026. The likely range is $48,079 to $81,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Spencer St, Ward, AR last sell?

103 Spencer St, Ward, AR last sold on Jul 27, 2022 for $71,000, according to the county's recorded deed.

How big is 103 Spencer St, Ward, AR?

103 Spencer St, Ward, AR has 1 bathrooms, 936 square feet of living space and a 0.26-acre lot.

What schools serve 103 Spencer St, Ward, AR?

103 Spencer St, Ward, AR is assigned to Ward Central Elementary School (elementary), rated A; Cabot Middle School North (middle), rated A; Cabot High School (high), rated A. All sit in Cabot Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Spencer St, Ward, AR compare to other homes in Ward 72176?

Among the 4,141 homes in Ward 72176, it is worth more than almost none of them ($64,990 against a typical $205,175), its price per square foot is higher than 3% of them ($69 against a typical $148), it is bigger than 7% of them (936 ft² against a typical 1,396 ft²) and its lot is bigger than 30% of them (0.26 ac against a typical 1 ac). Measured against all of Lonoke County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Spencer St, Ward, AR?

The 2024 property tax bill for 103 Spencer St, Ward, AR was $403. The county assessed it at $7,920.

More homes on Spencer St

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Assigned schools

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