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Single Family ResidenceResidential
$97,674$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $95,000 on Mar 25, 2026

103 SPRUCE LN

OSCEOLA, AR 72370
1
Baths
925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$98K
$76K low$119K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Mar 25, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$486 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,613 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,813
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$43,065

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMISSISSIPPI
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 240 ft²Porch · 16 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carroll Smith Elementary SchoolC-
Elementary · Grades 1–4 · 0.3 mi
M
Osceola Middle SchoolD+
Middle · Grades 5–8 · 0.9 mi
H
Osceola High SchoolC-
High · Grades 9–12 · 1.3 mi

District: Osceola School District

Neighborhood · ZIP 72370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.125
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.635

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,074
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,274
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Spruce Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Osceola 72370
  • Smaller than 88% of homes in Mississippi County
  • Has a smaller lot than 77% of homes in Mississippi County
  • Older than 87% of homes in Osceola 72370

What homes are worth in Osceola 72370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$324K

This home is worth more than 45% of homes in Osceola 72370.

How it measures up in Osceola 72370

The dot is this home. The mark in the middle is the typical home in Osceola 72370.

Estimated value$97,674
CheaperTypical $103,981Pricier

Pricier than 45% of homes nearby

Price per ft²$106
CheaperTypical $79Pricier

Pricier than 83% of homes nearby

Living area925 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.19 ac
SmallerTypical 0.24 acBigger

Bigger than 25% of homes nearby

Year built1966
OlderTypical 1985Newer

Newer than 13% of homes nearby

How 103 Spruce Ln ranks against every home in each area.
MeasureThis homeOsceola 72370Mississippi County
Estimated valuepricier than$97,67445% of homes42% of homes
Price per ft²pricier than$10683% of homes76% of homes
Living areabigger than925 ft²13% of homes12% of homes
Lot sizebigger than0.19 ac25% of homes23% of homes
Year builtnewer than196613% of homes24% of homes

About 103 Spruce Ln

How much is 103 Spruce Ln, Osceola, AR worth?

The TopHap Estimate for 103 Spruce Ln, Osceola, AR is $97,674 as of Aug 30, 2026. The likely range is $76,027 to $119,321. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Spruce Ln, Osceola, AR last sell?

103 Spruce Ln, Osceola, AR last sold on Mar 25, 2026 for $95,000, according to the county's recorded deed.

How big is 103 Spruce Ln, Osceola, AR?

103 Spruce Ln, Osceola, AR has 1 bathrooms, 925 square feet of living space and a 0.19-acre lot.

When was 103 Spruce Ln, Osceola, AR built?

103 Spruce Ln, Osceola, AR was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 103 Spruce Ln, Osceola, AR?

103 Spruce Ln, Osceola, AR is assigned to Carroll Smith Elementary School (elementary), rated C-; Osceola Middle School (middle), rated D+; Osceola High School (high), rated C-. All sit in Osceola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Spruce Ln, Osceola, AR compare to other homes in Osceola 72370?

Among the 2,590 homes in Osceola 72370, it is worth more than 45% of them ($97,674 against a typical $103,981), its price per square foot is higher than 83% of them ($106 against a typical $79), it is bigger than 13% of them (925 ft² against a typical 1,350 ft²), its lot is bigger than 25% of them (0.19 ac against a typical 0.24 ac) and it is newer than 13% of them (1966 against a typical 1985). Measured against all of Mississippi County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Spruce Ln, Osceola, AR?

The 2025 property tax bill for 103 Spruce Ln, Osceola, AR was $486. The county assessed it at $8,613.

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