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Single Family ResidenceResidential
$162,353
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

103 SPRUCE ST

PORTAGE, PA 15946
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.

Valuation

$162K
$124K low$201K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$568 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,560 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCambria
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Portage Area Elementary SchoolA
Elementary · Grades PK–6 · 0.9 mi
M
Portage Area Junior-Senior High SchoolB-
Middle · Grades 7–12 · 0.9 mi

District: Portage Area School District

Neighborhood · ZIP 15946These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,176
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,560
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,573
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Cambria County
  • Has a bigger lot than 84% of homes in Cambria County
  • Older than 89% of homes in Cambria County

What homes are worth in Portage 15946

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$375K

This home is worth more than 65% of homes in Portage 15946.

How it measures up in Portage 15946

The dot is this home. The mark in the middle is the typical home in Portage 15946.

Estimated value$162,353
CheaperTypical $129,800Pricier

Pricier than 65% of homes nearby

Lot size1 ac
SmallerTypical 0.27 acBigger

Bigger than 79% of homes nearby

Year built1910
OlderTypical 1971Newer

Newer than 13% of homes nearby

How 103 Spruce St ranks against every home in each area.
MeasureThis homePortage 15946Cambria County
Estimated valuepricier than$162,35365% of homes69% of homes
Lot sizebigger than1 ac79% of homes84% of homes
Year builtnewer than191013% of homes11% of homes

About 103 Spruce St

How much is 103 Spruce St, Portage, PA worth?

The TopHap Estimate for 103 Spruce St, Portage, PA is $162,353 as of Sep 24, 2026. The likely range is $124,119 to $200,587. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 103 Spruce St, Portage, PA built?

103 Spruce St, Portage, PA was built in 1910, making it 116 years old.

What schools serve 103 Spruce St, Portage, PA?

103 Spruce St, Portage, PA is assigned to Portage Area Elementary School (elementary), rated A; Portage Area Junior-Senior High School (middle), rated B-. All sit in Portage Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Spruce St, Portage, PA compare to other homes in Portage 15946?

Among the 2,882 homes in Portage 15946, it is worth more than 65% of them ($162,353 against a typical $129,800), its lot is bigger than 79% of them (1 ac against a typical 0.27 ac) and it is newer than 13% of them (1910 against a typical 1971). Measured against all of Cambria County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Spruce St, Portage, PA?

The 2026 property tax bill for 103 Spruce St, Portage, PA was $568. The county assessed it at $15,560.

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Assigned schools

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