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Single Family ResidenceResidential
$150,905$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

103 STATE ST

ELROSA, MN 56325
4
Beds
2 / 2
Baths
2,254 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1916
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$151K
$119K low$183K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$262 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$207,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belgrade-Brooten-Elrosa Secondary SchoolC
Middle · Grades 6–12 · 8.5 mi
E
Belgrade-Brooten-Elrosa Elementary SchoolB+
Elementary · Grades PK–5 · 9.8 mi

District: Belgrade-Brooten-Elrosa Public School District

Neighborhood · ZIP 56325These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.0
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,818
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Stearns County
  • Among the lowest price per square foot in Stearns County
  • Bigger than 89% of homes in Elrosa 56325
  • Older than 92% of homes in Stearns County

What homes are worth in Elrosa 56325

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$530K

This home is worth more than 40% of homes in Elrosa 56325.

How it measures up in Elrosa 56325

The dot is this home. The mark in the middle is the typical home in Elrosa 56325.

Estimated value$150,905
CheaperTypical $163,243Pricier

Pricier than 40% of homes nearby

Price per ft²$67
CheaperTypical $113Pricier

Pricier than 8% of homes nearby

Living area2,254 ft²
SmallerTypical 1,462 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.28 ac
SmallerTypical 0.28 acBigger

Bigger than 56% of homes nearby

Year built1916
OlderTypical 1971Newer

Newer than 10% of homes nearby

How 103 State St ranks against every home in each area.
MeasureThis homeElrosa 56325Stearns County
Estimated valuepricier than$150,90540% of homes15% of homes
Price per ft²pricier than$678% of homesalmost no homes
Living areabigger than2,254 ft²89% of homes89% of homes
Lot sizebigger than0.28 ac56% of homes36% of homes
Year builtnewer than191610% of homes8% of homes

About 103 State St

How much is 103 State St, Elrosa, MN worth?

The TopHap Estimate for 103 State St, Elrosa, MN is $150,905 as of Aug 30, 2026. The likely range is $118,852 to $182,958. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 State St, Elrosa, MN last sell?

103 State St, Elrosa, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 103 State St, Elrosa, MN?

103 State St, Elrosa, MN has 4 bedrooms, 2 bathrooms, 2,254 square feet of living space and a 0.28-acre lot.

When was 103 State St, Elrosa, MN built?

103 State St, Elrosa, MN was built in 1916, making it 110 years old. The building has 1 story.

What schools serve 103 State St, Elrosa, MN?

103 State St, Elrosa, MN is assigned to Belgrade-Brooten-Elrosa Secondary School (middle), rated C; Belgrade-Brooten-Elrosa Elementary School (elementary), rated B+. All sit in Belgrade-Brooten-Elrosa Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 State St, Elrosa, MN compare to other homes in Elrosa 56325?

Among the 108 homes in Elrosa 56325, it is worth more than 40% of them ($150,905 against a typical $163,243), its price per square foot is higher than 8% of them ($67 against a typical $113), it is bigger than 89% of them (2,254 ft² against a typical 1,462 ft²), its lot is bigger than 56% of them (0.28 ac against a typical 0.28 ac) and it is newer than 10% of them (1916 against a typical 1971). Measured against all of Stearns County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 State St, Elrosa, MN?

The 2026 property tax bill for 103 State St, Elrosa, MN was $262. The county assessed it at $207,100.

More homes on State St

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Assigned schools

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