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Single Family ResidenceResidential
$97,710$70 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $70,000 on Mar 8, 2012

103 VALLEY ST

SAINT OLAF, IA 52072
3
Beds
1
Baths
1,393 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$98K
$69K low$126K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,000 · Mar 8, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,852 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,822 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,548
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,274
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,061
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,822

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyCLAYTON
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 288 ft²Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolB+
Elementary · Grades PK–6 · 5.1 mi
M
Central Middle School/High SchoolD+
Middle · Grades 7–12 · 5.1 mi

District: Central Community School District

Neighborhood · ZIP 52072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.356
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,137
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Valley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Clayton County
  • Costs less per square foot than 83% of homes in Clayton County
  • Smaller than 76% of homes in Saint Olaf 52072
  • Has a smaller lot than 95% of homes in Saint Olaf 52072
  • Older than 65% of homes in Clayton County

What homes are worth in Saint Olaf 52072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$416K

This home is worth more than 21% of homes in Saint Olaf 52072.

How it measures up in Saint Olaf 52072

The dot is this home. The mark in the middle is the typical home in Saint Olaf 52072.

Estimated value$97,710
CheaperTypical $196,835Pricier

Pricier than 21% of homes nearby

Price per ft²$70
CheaperTypical $105Pricier

Pricier than 27% of homes nearby

Living area1,393 ft²
SmallerTypical 1,752 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.16 ac
SmallerTypical 3.02 acBigger

Bigger than 5% of homes nearby

Year built1920
OlderTypical 1910Newer

Newer than 60% of homes nearby

How 103 Valley St ranks against every home in each area.
MeasureThis homeSaint Olaf 52072Clayton County
Estimated valuepricier than$97,71021% of homes16% of homes
Price per ft²pricier than$7027% of homes17% of homes
Living areabigger than1,393 ft²24% of homes40% of homes
Lot sizebigger than0.16 ac5% of homes16% of homes
Year builtnewer than192060% of homes35% of homes

About 103 Valley St

How much is 103 Valley St, Saint Olaf, IA worth?

The TopHap Estimate for 103 Valley St, Saint Olaf, IA is $97,710 as of Oct 21, 2026. The likely range is $69,433 to $125,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Valley St, Saint Olaf, IA last sell?

103 Valley St, Saint Olaf, IA last sold on Mar 8, 2012 for $70,000, according to the county's recorded deed.

How big is 103 Valley St, Saint Olaf, IA?

103 Valley St, Saint Olaf, IA has 3 bedrooms, 1 bathrooms, 1,393 square feet of living space and a 0.16-acre lot.

When was 103 Valley St, Saint Olaf, IA built?

103 Valley St, Saint Olaf, IA was built in 1920, making it 106 years old. It is a a-frame home. The building has 1 story.

What schools serve 103 Valley St, Saint Olaf, IA?

103 Valley St, Saint Olaf, IA is assigned to Central Elementary School (elementary), rated B+; Central Middle School/High School (middle), rated D+. All sit in Central Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Valley St, Saint Olaf, IA compare to other homes in Saint Olaf 52072?

Among the 170 homes in Saint Olaf 52072, it is worth more than 21% of them ($97,710 against a typical $196,835), its price per square foot is higher than 27% of them ($70 against a typical $105), it is bigger than 24% of them (1,393 ft² against a typical 1,752 ft²), its lot is bigger than 5% of them (0.16 ac against a typical 3.02 ac) and it is newer than 60% of them (1920 against a typical 1910). Measured against all of Clayton County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Valley St, Saint Olaf, IA?

The 2025 property tax bill for 103 Valley St, Saint Olaf, IA was $1,852. The county assessed it at $109,822.

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