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Single Family ResidenceResidential
$26,459
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 56How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $27,000 on Jul 21, 2021

103 W CEDAR ST

RIDGWAY, IL 62979
0
Baths
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$26K
$15K low$38K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$27,000 · Jul 21, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$26,459
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,167

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,983 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,076
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,907
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,634
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,949

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGALLATIN
Lot (acres)The size of the land the home sits on, from county records.0.38
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gallatin Junior High SchoolC-
Middle · Grades 5–8 · 4.1 mi
E
Gallatin Elementary SchoolB-
Elementary · Grades PK–4 · 4.1 mi
H
Gallatin High SchoolA
High · Grades 9–12 · 4.1 mi

District: Gallatin Community Unit School District 7

Neighborhood · ZIP 62979These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.228

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,393
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,977
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,241
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 W Cedar St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Gallatin County

What homes are worth in Ridgway 62979

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$217K

This home is worth more than 12% of homes in Ridgway 62979.

How it measures up in Ridgway 62979

The dot is this home. The mark in the middle is the typical home in Ridgway 62979.

Estimated value$26,459
CheaperTypical $78,040Pricier

Pricier than 12% of homes nearby

Lot size0.38 ac
SmallerTypical 0.39 acBigger

Bigger than 48% of homes nearby

How 103 W Cedar St ranks against every home in each area.
MeasureThis homeRidgway 62979Gallatin County
Estimated valuepricier than$26,45912% of homes10% of homes
Lot sizebigger than0.38 ac48% of homes38% of homes

About 103 W Cedar St

How much is 103 W Cedar St, Ridgway, IL worth?

The TopHap Estimate for 103 W Cedar St, Ridgway, IL is $26,459 as of Jul 14, 2026. The likely range is $14,742 to $38,176. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 W Cedar St, Ridgway, IL last sell?

103 W Cedar St, Ridgway, IL last sold on Jul 21, 2021 for $27,000, according to the county's recorded deed.

What schools serve 103 W Cedar St, Ridgway, IL?

103 W Cedar St, Ridgway, IL is assigned to Gallatin Junior High School (middle), rated C-; Gallatin Elementary School (elementary), rated B-; Gallatin High School (high), rated A. All sit in Gallatin Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 W Cedar St, Ridgway, IL compare to other homes in Ridgway 62979?

Among the 646 homes in Ridgway 62979, it is worth more than 12% of them ($26,459 against a typical $78,040) and its lot is bigger than 48% of them (0.38 ac against a typical 0.39 ac). Measured against all of Gallatin County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Ridgway 62979

Assigned schools

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