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Single Family ResidenceResidential
$139,914$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

103 W CLAY ST

TROY, IL 62294
2
Beds
1
Baths
728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$140K
$131K low$149K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,959 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,320 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1953
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silver Creek Elementary SchoolB+
Elementary · Grades KG–5 · 0.4 mi
H
Triad High SchoolA
High · Grades 9–12 · 1.7 mi
M
Triad Middle SchoolA-
Middle · Grades 6–8 · 3.5 mi

District: Triad Community Unit School District 2

Neighborhood · ZIP 62294These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.144

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,330
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 W Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Troy 62294
  • Costs less per square foot than 75% of homes in Troy 62294
  • Smaller than 96% of homes in Troy 62294
  • Has a smaller lot than 92% of homes in Troy 62294
  • Older than 94% of homes in Troy 62294

What homes are worth in Troy 62294

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$652K

This home is worth more than 2% of homes in Troy 62294.

How it measures up in Troy 62294

The dot is this home. The mark in the middle is the typical home in Troy 62294.

Estimated value$139,914
CheaperTypical $326,346Pricier

Pricier than 2% of homes nearby

Price per ft²$192
CheaperTypical $232Pricier

Pricier than 25% of homes nearby

Living area728 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.16 ac
SmallerTypical 0.3 acBigger

Bigger than 8% of homes nearby

Year built1939
OlderTypical 1993Newer

Newer than 6% of homes nearby

How 103 W Clay St ranks against every home in each area.
MeasureThis homeTroy 62294Madison County
Estimated valuepricier than$139,9142% of homes34% of homes
Price per ft²pricier than$19225% of homes62% of homes
Living areabigger than728 ft²4% of homes9% of homes
Lot sizebigger than0.16 ac8% of homes23% of homes
Year builtnewer than19396% of homes18% of homes

About 103 W Clay St

How much is 103 W Clay St, Troy, IL worth?

The TopHap Estimate for 103 W Clay St, Troy, IL is $139,914 as of Sep 24, 2026. The likely range is $130,973 to $148,855. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 W Clay St, Troy, IL last sell?

103 W Clay St, Troy, IL last sold on Feb 20, 2026, according to the county's recorded deed.

How big is 103 W Clay St, Troy, IL?

103 W Clay St, Troy, IL has 2 bedrooms, 1 bathrooms, 728 square feet of living space and a 0.16-acre lot.

When was 103 W Clay St, Troy, IL built?

103 W Clay St, Troy, IL was built in 1939, making it 87 years old. It is a conventional home. The building has 1 story.

What schools serve 103 W Clay St, Troy, IL?

103 W Clay St, Troy, IL is assigned to Silver Creek Elementary School (elementary), rated B+; Triad High School (high), rated A; Triad Middle School (middle), rated A-. All sit in Triad Community Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 W Clay St, Troy, IL compare to other homes in Troy 62294?

Among the 5,706 homes in Troy 62294, it is worth more than 2% of them ($139,914 against a typical $326,346), its price per square foot is higher than 25% of them ($192 against a typical $232), it is bigger than 4% of them (728 ft² against a typical 1,372 ft²), its lot is bigger than 8% of them (0.16 ac against a typical 0.3 ac) and it is newer than 6% of them (1939 against a typical 1993). Measured against all of Madison County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 W Clay St, Troy, IL?

The 2025 property tax bill for 103 W Clay St, Troy, IL was $1,959. The county assessed it at $34,320.

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