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Single Family ResidenceResidential
$549,299$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $324,900 on Jul 15, 2019

103 W MILLSTREAM RD

CREAM RIDGE, NJ 08514
3
Beds
2
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$549K
$526K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$324,900 · Jul 15, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,038 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$484,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$309,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$484,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyOCEAN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Egypt Primary School
Elementary · Grades PK–1 · 1.0 mi
H
New Egypt High SchoolC+
High · Grades 9–12 · 1.2 mi
M
New Egypt Middle SchoolC
Middle · Grades 6–8 · 1.2 mi

District: Plumsted Township School District

Neighborhood · ZIP 08514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,806
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$185,819
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 W Millstream Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Cream Ridge 08514
  • Costs more per square foot than 78% of homes in Cream Ridge 08514
  • Smaller than 73% of homes in Cream Ridge 08514
  • Among the largest lots in Ocean County
  • Older than 66% of homes in Cream Ridge 08514

What homes are worth in Cream Ridge 08514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.5M

This home is worth more than 31% of homes in Cream Ridge 08514.

How it measures up in Cream Ridge 08514

The dot is this home. The mark in the middle is the typical home in Cream Ridge 08514.

Estimated value$549,299
CheaperTypical $674,758Pricier

Pricier than 31% of homes nearby

Price per ft²$332
CheaperTypical $301Pricier

Pricier than 78% of homes nearby

Living area1,656 ft²
SmallerTypical 2,266 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.87 ac
SmallerTypical 1.29 acBigger

Bigger than 63% of homes nearby

Year built1975
OlderTypical 1989Newer

Newer than 34% of homes nearby

How 103 W Millstream Rd ranks against every home in each area.
MeasureThis homeCream Ridge 08514Ocean County
Estimated valuepricier than$549,29931% of homes49% of homes
Price per ft²pricier than$33278% of homes51% of homes
Living areabigger than1,656 ft²27% of homes53% of homes
Lot sizebigger than1.87 ac63% of homesalmost all homes
Year builtnewer than197534% of homes40% of homes

About 103 W Millstream Rd

How much is 103 W Millstream Rd, Cream Ridge, NJ worth?

The TopHap Estimate for 103 W Millstream Rd, Cream Ridge, NJ is $549,299 as of Sep 24, 2026. The likely range is $526,113 to $572,485. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 W Millstream Rd, Cream Ridge, NJ last sell?

103 W Millstream Rd, Cream Ridge, NJ last sold on Jul 15, 2019 for $324,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 103 W Millstream Rd, Cream Ridge, NJ?

103 W Millstream Rd, Cream Ridge, NJ has 3 bedrooms, 2 bathrooms and 1,656 square feet of living space.

When was 103 W Millstream Rd, Cream Ridge, NJ built?

103 W Millstream Rd, Cream Ridge, NJ was built in 1975, making it 51 years old. It is a cape cod home. The building has 1 story.

What schools serve 103 W Millstream Rd, Cream Ridge, NJ?

103 W Millstream Rd, Cream Ridge, NJ is assigned to New Egypt Primary School (elementary); New Egypt High School (high), rated C+; New Egypt Middle School (middle), rated C. All sit in Plumsted Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 W Millstream Rd, Cream Ridge, NJ compare to other homes in Cream Ridge 08514?

Among the 1,282 homes in Cream Ridge 08514, it is worth more than 31% of them ($549,299 against a typical $674,758), its price per square foot is higher than 78% of them ($332 against a typical $301), it is bigger than 27% of them (1,656 ft² against a typical 2,266 ft²), its lot is bigger than 63% of them (1.87 ac against a typical 1.29 ac) and it is newer than 34% of them (1975 against a typical 1989). Measured against all of Ocean County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 W Millstream Rd, Cream Ridge, NJ?

The 2025 property tax bill for 103 W Millstream Rd, Cream Ridge, NJ was $9,038. The county assessed it at $484,800.

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