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Single Family ResidenceResidential
$391,367$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $210,000 on Aug 28, 2020

103 WHITECAP DR

GALLATIN, MO 64640
3
Baths
1,796 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$391K
$371K low$412K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Aug 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,242 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,912 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,398
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,514
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,595
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 30 ft²Porch · 84 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Winston High SchoolC+
Middle · Grades 7–12 · 6.4 mi
E
Winston Elementary SchoolA-
Elementary · Grades PK–6 · 6.4 mi

District: Winston R-Vi School District

Neighborhood · ZIP 64640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,089
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Whitecap Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Gallatin 64640
  • Has a smaller lot than 68% of homes in Daviess County

What homes are worth in Gallatin 64640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$1.3M

This home is worth more than 61% of homes in Gallatin 64640.

How it measures up in Gallatin 64640

The dot is this home. The mark in the middle is the typical home in Gallatin 64640.

Estimated value$391,367
CheaperTypical $300,186Pricier

Pricier than 61% of homes nearby

Price per ft²$218
CheaperTypical $182Pricier

Pricier than 57% of homes nearby

Living area1,796 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.5 ac
SmallerTypical 0.6 acBigger

Bigger than 49% of homes nearby

Year built1971
OlderTypical 1974Newer

Newer than 46% of homes nearby

How 103 Whitecap Dr ranks against every home in each area.
MeasureThis homeGallatin 64640Daviess County
Estimated valuepricier than$391,36761% of homes61% of homes
Price per ft²pricier than$21857% of homes56% of homes
Living areabigger than1,796 ft²68% of homes67% of homes
Lot sizebigger than0.5 ac49% of homes32% of homes
Year builtnewer than197146% of homes45% of homes

About 103 Whitecap Dr

How much is 103 Whitecap Dr, Gallatin, MO worth?

The TopHap Estimate for 103 Whitecap Dr, Gallatin, MO is $391,367 as of Aug 30, 2026. The likely range is $370,923 to $411,811. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Whitecap Dr, Gallatin, MO last sell?

103 Whitecap Dr, Gallatin, MO last sold on Aug 28, 2020 for $210,000, according to the county's recorded deed.

How big is 103 Whitecap Dr, Gallatin, MO?

103 Whitecap Dr, Gallatin, MO has 3 bathrooms, 1,796 square feet of living space and a 0.50-acre lot.

When was 103 Whitecap Dr, Gallatin, MO built?

103 Whitecap Dr, Gallatin, MO was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 103 Whitecap Dr, Gallatin, MO?

103 Whitecap Dr, Gallatin, MO is assigned to Winston High School (middle), rated C+; Winston Elementary School (elementary), rated A-. All sit in Winston R-Vi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Whitecap Dr, Gallatin, MO compare to other homes in Gallatin 64640?

Among the 1,900 homes in Gallatin 64640, it is worth more than 61% of them ($391,367 against a typical $300,186), its price per square foot is higher than 57% of them ($218 against a typical $182), it is bigger than 68% of them (1,796 ft² against a typical 1,458 ft²), its lot is bigger than 49% of them (0.5 ac against a typical 0.6 ac) and it is newer than 46% of them (1971 against a typical 1974). Measured against all of Daviess County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Whitecap Dr, Gallatin, MO?

The 2025 property tax bill for 103 Whitecap Dr, Gallatin, MO was $1,242. The county assessed it at $20,912.

More homes on Whitecap Dr

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Assigned schools

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