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Single Family ResidenceResidential
$173,950$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10304 SW STATE ROUTE JJ

SAINT JOSEPH, MO 64504
0
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.

Valuation

$174K
$149K low$199K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.149%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,250
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Mar 7, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$121,250
MISSOURI HOUSING DEVELOPMENT COMMISSION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$998 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,910
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,410

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.94
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hosea Elementary SchoolC
Elementary · Grades KG–6 · 3.2 mi
H
Benton High SchoolC-
High · Grades 9–12 · 3.8 mi
M
Spring Garden Middle SchoolC+
Middle · Grades 7–8 · 4.4 mi

District: St. Joseph School District

Neighborhood · ZIP 64504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.205 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,631
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10304 Sw State Route Jj measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Saint Joseph 64504
  • Costs less per square foot than 79% of homes in Buchanan County
  • Bigger than 90% of homes in Saint Joseph 64504
  • Has a bigger lot than 82% of homes in Buchanan County
  • Older than 73% of homes in Buchanan County

What homes are worth in Saint Joseph 64504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$470K

This home is worth more than 70% of homes in Saint Joseph 64504.

How it measures up in Saint Joseph 64504

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64504.

Estimated value$173,950
CheaperTypical $118,287Pricier

Pricier than 70% of homes nearby

Price per ft²$98
CheaperTypical $109Pricier

Pricier than 39% of homes nearby

Living area1,776 ft²
SmallerTypical 1,100 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.94 ac
SmallerTypical 0.22 acBigger

Bigger than 81% of homes nearby

Year built1919
OlderTypical 1931Newer

Newer than 33% of homes nearby

How 10304 Sw State Route Jj ranks against every home in each area.
MeasureThis homeSaint Joseph 64504Buchanan County
Estimated valuepricier than$173,95070% of homes47% of homes
Price per ft²pricier than$9839% of homes21% of homes
Living areabigger than1,776 ft²90% of homes84% of homes
Lot sizebigger than0.94 ac81% of homes82% of homes
Year builtnewer than191933% of homes27% of homes

About 10304 Sw State Route Jj

How much is 10304 Sw State Route Jj, Saint Joseph, MO worth?

The TopHap Estimate for 10304 Sw State Route Jj, Saint Joseph, MO is $173,950 as of Jul 14, 2026. The likely range is $148,991 to $198,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10304 Sw State Route Jj, Saint Joseph, MO last sell?

10304 Sw State Route Jj, Saint Joseph, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10304 Sw State Route Jj, Saint Joseph, MO?

10304 Sw State Route Jj, Saint Joseph, MO has 1,776 square feet of living space and a 0.94-acre lot.

When was 10304 Sw State Route Jj, Saint Joseph, MO built?

10304 Sw State Route Jj, Saint Joseph, MO was built in 1919, making it 107 years old.

What schools serve 10304 Sw State Route Jj, Saint Joseph, MO?

10304 Sw State Route Jj, Saint Joseph, MO is assigned to Hosea Elementary School (elementary), rated C; Benton High School (high), rated C-; Spring Garden Middle School (middle), rated C+. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10304 Sw State Route Jj, Saint Joseph, MO compare to other homes in Saint Joseph 64504?

Among the 4,087 homes in Saint Joseph 64504, it is worth more than 70% of them ($173,950 against a typical $118,287), its price per square foot is higher than 39% of them ($98 against a typical $109), it is bigger than 90% of them (1,776 ft² against a typical 1,100 ft²), its lot is bigger than 81% of them (0.94 ac against a typical 0.22 ac) and it is newer than 33% of them (1919 against a typical 1931). Measured against all of Buchanan County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10304 Sw State Route Jj, Saint Joseph, MO?

The 2025 property tax bill for 10304 Sw State Route Jj, Saint Joseph, MO was $998. The county assessed it at $16,800.

Closest homes

More homes in Saint Joseph 64504

Assigned schools

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