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Single Family ResidenceResidential
$313,990$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1031 CLOVER LN

ROSWELL, NM 88203
0
Baths
1,982 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$314K
$286K low$342K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.111%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
VALLEY BANK OF COMMERCE · recorded Aug 19, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,693 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,970 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,667
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,303
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,333
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,908

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
70
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley View Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
H
Roswell High SchoolD+
High · Grades 9–12 · 0.7 mi
M
Sierra Middle SchoolD+
Middle · Grades 6–8 · 1.6 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,666
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1031 Clover Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Roswell 88203
  • Costs more per square foot than 92% of homes in Roswell 88203
  • Bigger than 89% of homes in Roswell 88203
  • Has a smaller lot than 85% of homes in Chaves County

What homes are worth in Roswell 88203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$403K

This home is worth more than 96% of homes in Roswell 88203.

How it measures up in Roswell 88203

The dot is this home. The mark in the middle is the typical home in Roswell 88203.

Estimated value$313,990
CheaperTypical $141,986Pricier

Pricier than 96% of homes nearby

Price per ft²$158
CheaperTypical $107Pricier

Pricier than 92% of homes nearby

Living area1,982 ft²
SmallerTypical 1,290 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.14 ac
SmallerTypical 0.18 acBigger

Bigger than 16% of homes nearby

How 1031 Clover Ln ranks against every home in each area.
MeasureThis homeRoswell 88203Chaves County
Estimated valuepricier than$313,99096% of homes85% of homes
Price per ft²pricier than$15892% of homes84% of homes
Living areabigger than1,982 ft²89% of homes79% of homes
Lot sizebigger than0.14 ac16% of homes15% of homes

About 1031 Clover Ln

How much is 1031 Clover Ln, Roswell, NM worth?

The TopHap Estimate for 1031 Clover Ln, Roswell, NM is $313,990 as of Jul 14, 2026. The likely range is $286,462 to $341,518. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1031 Clover Ln, Roswell, NM last sell?

1031 Clover Ln, Roswell, NM last sold on May 13, 2025, according to the county's recorded deed.

How big is 1031 Clover Ln, Roswell, NM?

1031 Clover Ln, Roswell, NM has 1,982 square feet of living space and a 0.14-acre lot.

What schools serve 1031 Clover Ln, Roswell, NM?

1031 Clover Ln, Roswell, NM is assigned to Valley View Elementary School (elementary), rated B+; Roswell High School (high), rated D+; Sierra Middle School (middle), rated D+. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1031 Clover Ln, Roswell, NM compare to other homes in Roswell 88203?

Among the 10,965 homes in Roswell 88203, it is worth more than 96% of them ($313,990 against a typical $141,986), its price per square foot is higher than 92% of them ($158 against a typical $107), it is bigger than 89% of them (1,982 ft² against a typical 1,290 ft²) and its lot is bigger than 16% of them (0.14 ac against a typical 0.18 ac). Measured against all of Chaves County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1031 Clover Ln, Roswell, NM?

The 2026 property tax bill for 1031 Clover Ln, Roswell, NM was $2,693. The county assessed it at $86,970.

Closest homes

More homes in Roswell 88203

Assigned schools

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