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Single Family ResidenceResidential
$277,868$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Oct 27, 2020

10317 STEPHEN DR

CHICAGO RIDGE, IL 60415
3
Beds
2 / 1
Baths
1,013 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$267K low$289K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Oct 27, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$121,868
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$97,494
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$156,000
NEIGHBORHOOD LOANS · 3.375% 2 · recorded Oct 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,384 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,001 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,313
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,688
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,999
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elden D Finley Jr High SchoolB-
Middle · Grades 6–8 · 0.8 mi
E
Ridge Central Elementary SchoolB-
Elementary · Grades PK–5 · 0.8 mi
H
Harold L. Richards High SchoolD+
High · Grades 9–12 · 1.3 mi

District: Chicago Ridge School District 127-5

Neighborhood · ZIP 60415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,880
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,074
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10317 Stephen Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Chicago Ridge 60415
  • Costs more per square foot than 92% of homes in Chicago Ridge 60415
  • Smaller than 85% of homes in Cook County
  • Has a smaller lot than 72% of homes in Chicago Ridge 60415
  • Older than 65% of homes in Chicago Ridge 60415

What homes are worth in Chicago Ridge 60415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$395K

This home is worth more than 73% of homes in Chicago Ridge 60415.

How it measures up in Chicago Ridge 60415

The dot is this home. The mark in the middle is the typical home in Chicago Ridge 60415.

Estimated value$277,868
CheaperTypical $233,252Pricier

Pricier than 73% of homes nearby

Price per ft²$274
CheaperTypical $181Pricier

Pricier than 92% of homes nearby

Living area1,013 ft²
SmallerTypical 1,134 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 28% of homes nearby

Year built1963
OlderTypical 1970Newer

Newer than 35% of homes nearby

How 10317 Stephen Dr ranks against every home in each area.
MeasureThis homeChicago Ridge 60415Cook County
Estimated valuepricier than$277,86873% of homes35% of homes
Price per ft²pricier than$27492% of homes60% of homes
Living areabigger than1,013 ft²30% of homes15% of homes
Lot sizebigger than0.17 ac28% of homes57% of homes
Year builtnewer than196335% of homes57% of homes

About 10317 Stephen Dr

How much is 10317 Stephen Dr, Chicago Ridge, IL worth?

The TopHap Estimate for 10317 Stephen Dr, Chicago Ridge, IL is $277,868 as of Jul 14, 2026. The likely range is $267,021 to $288,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10317 Stephen Dr, Chicago Ridge, IL last sell?

10317 Stephen Dr, Chicago Ridge, IL last sold on Oct 27, 2020 for $195,000, according to the county's recorded deed.

How big is 10317 Stephen Dr, Chicago Ridge, IL?

10317 Stephen Dr, Chicago Ridge, IL has 3 bedrooms, 2 bathrooms, 1,013 square feet of living space and a 0.17-acre lot.

When was 10317 Stephen Dr, Chicago Ridge, IL built?

10317 Stephen Dr, Chicago Ridge, IL was built in 1963, making it 63 years old. It is a split level home. The building has 2 stories.

What schools serve 10317 Stephen Dr, Chicago Ridge, IL?

10317 Stephen Dr, Chicago Ridge, IL is assigned to Elden D Finley Jr High School (middle), rated B-; Ridge Central Elementary School (elementary), rated B-; Harold L. Richards High School (high), rated D+. All sit in Chicago Ridge School District 127-5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10317 Stephen Dr, Chicago Ridge, IL compare to other homes in Chicago Ridge 60415?

Among the 4,072 homes in Chicago Ridge 60415, it is worth more than 73% of them ($277,868 against a typical $233,252), its price per square foot is higher than 92% of them ($274 against a typical $181), it is bigger than 30% of them (1,013 ft² against a typical 1,134 ft²), its lot is bigger than 28% of them (0.17 ac against a typical 0.21 ac) and it is newer than 35% of them (1963 against a typical 1970). Measured against all of Cook County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10317 Stephen Dr, Chicago Ridge, IL?

The 2023 property tax bill for 10317 Stephen Dr, Chicago Ridge, IL was $6,384. The county assessed it at $23,001.

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