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Single Family ResidenceResidential
$725,391$444 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

10320 RIVERSIDE DR

BEN LOMOND, CA 95005
3
Beds
1
Baths
1,634 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$725K
$642K low$809K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,546 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,003 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,672
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,331
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,141
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$896,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Boulder Creek ElementaryB+
Elementary · Grades KG–5 · 2.4 mi
M
San Lorenzo Valley Middle SchoolB-
Middle · Grades 6–8 · 2.5 mi
H
San Lorenzo Valley High SchoolA-
High · Grades 9–12 · 2.6 mi

District: San Lorenzo Valley Unified School District

Neighborhood · ZIP 95005These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.408

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.5,732
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,056
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10320 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Santa Cruz County
  • Costs less per square foot than 86% of homes in Santa Cruz County
  • Has a bigger lot than 82% of homes in Santa Cruz County
  • Older than 77% of homes in Santa Cruz County

What homes are worth in Ben Lomond 95005

Each bar is how many homes fall in that price range. The marker is this home.

This home
$387K$1.4M

This home is worth more than 32% of homes in Ben Lomond 95005.

How it measures up in Ben Lomond 95005

The dot is this home. The mark in the middle is the typical home in Ben Lomond 95005.

Estimated value$725,391
CheaperTypical $821,564Pricier

Pricier than 32% of homes nearby

Price per ft²$444
CheaperTypical $518Pricier

Pricier than 24% of homes nearby

Living area1,634 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.41 ac
SmallerTypical 0.31 acBigger

Bigger than 64% of homes nearby

Year built1950
OlderTypical 1962Newer

Newer than 33% of homes nearby

How 10320 Riverside Dr ranks against every home in each area.
MeasureThis homeBen Lomond 95005Santa Cruz County
Estimated valuepricier than$725,39132% of homes23% of homes
Price per ft²pricier than$44424% of homes14% of homes
Living areabigger than1,634 ft²53% of homes55% of homes
Lot sizebigger than0.41 ac64% of homes82% of homes
Year builtnewer than195033% of homes23% of homes

About 10320 Riverside Dr

How much is 10320 Riverside Dr, Ben Lomond, CA worth?

The TopHap Estimate for 10320 Riverside Dr, Ben Lomond, CA is $725,391 as of Oct 21, 2026. The likely range is $641,561 to $809,221. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10320 Riverside Dr, Ben Lomond, CA last sell?

10320 Riverside Dr, Ben Lomond, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10320 Riverside Dr, Ben Lomond, CA?

10320 Riverside Dr, Ben Lomond, CA has 3 bedrooms, 1 bathrooms, 1,634 square feet of living space and a 0.41-acre lot.

When was 10320 Riverside Dr, Ben Lomond, CA built?

10320 Riverside Dr, Ben Lomond, CA was built in 1950, making it 76 years old.

What schools serve 10320 Riverside Dr, Ben Lomond, CA?

10320 Riverside Dr, Ben Lomond, CA is assigned to Boulder Creek Elementary (elementary), rated B+; San Lorenzo Valley Middle School (middle), rated B-; San Lorenzo Valley High School (high), rated A-. All sit in San Lorenzo Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10320 Riverside Dr, Ben Lomond, CA compare to other homes in Ben Lomond 95005?

Among the 1,982 homes in Ben Lomond 95005, it is worth more than 32% of them ($725,391 against a typical $821,564), its price per square foot is higher than 24% of them ($444 against a typical $518), it is bigger than 53% of them (1,634 ft² against a typical 1,586 ft²), its lot is bigger than 64% of them (0.41 ac against a typical 0.31 ac) and it is newer than 33% of them (1950 against a typical 1962). Measured against all of Santa Cruz County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10320 Riverside Dr, Ben Lomond, CA?

The 2025 property tax bill for 10320 Riverside Dr, Ben Lomond, CA was $1,546. The county assessed it at $95,003.

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