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Single Family ResidenceResidential
Last sold for $640,000 on Dec 29, 1999

10329 MUMMA FORD RD

ROCKY RIDGE, MD 21778
1
Baths
2,772 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
28.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$640,000 · Dec 29, 1999
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
NWSB BK · recorded Nov 19, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,079 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$442,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$358,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$403,533
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$442,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFREDERICK
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 357 ft²Patio · 357 ft²Porch · 268 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thurmont Middle SchoolC-
Middle · Grades 6–8 · 5.2 mi
H
Catoctin High SchoolB-
High · Grades 9–12 · 5.6 mi
E
Emmitsburg Elementary SchoolB-
Elementary · Grades KG–5 · 5.7 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,057
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10329 Mumma Ford Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 82% of homes in Rocky Ridge 21778
  • Among the largest lots in Frederick County
  • Older than 88% of homes in Frederick County

How it measures up in Rocky Ridge 21778

The dot is this home. The mark in the middle is the typical home in Rocky Ridge 21778.

Living area2,772 ft²
SmallerTypical 1,729 ft²Bigger

Bigger than 82% of homes nearby

Lot size28.63 ac
SmallerTypical 3.01 acBigger

Bigger than 82% of homes nearby

Year built1926
OlderTypical 1962Newer

Newer than 39% of homes nearby

How 10329 Mumma Ford Rd ranks against every home in each area.
MeasureThis homeRocky Ridge 21778Frederick County
Living areabigger than2,772 ft²82% of homes72% of homes
Lot sizebigger than28.63 ac82% of homesalmost all homes
Year builtnewer than192639% of homes12% of homes

About 10329 Mumma Ford Rd

When did 10329 Mumma Ford Rd, Rocky Ridge, MD last sell?

10329 Mumma Ford Rd, Rocky Ridge, MD last sold on Dec 29, 1999 for $640,000, according to the county's recorded deed.

How big is 10329 Mumma Ford Rd, Rocky Ridge, MD?

10329 Mumma Ford Rd, Rocky Ridge, MD has 1 bathrooms and 2,772 square feet of living space.

When was 10329 Mumma Ford Rd, Rocky Ridge, MD built?

10329 Mumma Ford Rd, Rocky Ridge, MD was built in 1926, making it 100 years old. It is a conventional home. The building has 2 stories.

What schools serve 10329 Mumma Ford Rd, Rocky Ridge, MD?

10329 Mumma Ford Rd, Rocky Ridge, MD is assigned to Thurmont Middle School (middle), rated C-; Catoctin High School (high), rated B-; Emmitsburg Elementary School (elementary), rated B-. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10329 Mumma Ford Rd, Rocky Ridge, MD compare to other homes in Rocky Ridge 21778?

Among the 437 homes in Rocky Ridge 21778, it is bigger than 82% of them (2,772 ft² against a typical 1,729 ft²), its lot is bigger than 82% of them (28.63 ac against a typical 3.01 ac) and it is newer than 39% of them (1926 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10329 Mumma Ford Rd, Rocky Ridge, MD?

The 2025 property tax bill for 10329 Mumma Ford Rd, Rocky Ridge, MD was $5,079. The county assessed it at $442,200.

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Closest homes

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Assigned schools

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