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Single Family ResidenceResidential
$165,193
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1035 N RIVER RD

SAGINAW, MI 48609
0
Baths
16.19 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$165K
$152K low$178K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.16.19
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shields Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
H
Swan Valley High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Swan Valley Middle SchoolA-
Middle · Grades 6–8 · 1.7 mi

District: Swan Valley School District

Neighborhood · ZIP 48609These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,901
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,668
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,758
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1035 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Saginaw 48609
  • Has a bigger lot than 97% of homes in Saginaw 48609

What homes are worth in Saginaw 48609

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$585K

This home is worth more than 26% of homes in Saginaw 48609.

How it measures up in Saginaw 48609

The dot is this home. The mark in the middle is the typical home in Saginaw 48609.

Estimated value$165,193
CheaperTypical $206,817Pricier

Pricier than 26% of homes nearby

Lot size16.19 ac
SmallerTypical 0.52 acBigger

Bigger than 97% of homes nearby

How 1035 N River Rd ranks against every home in each area.
MeasureThis homeSaginaw 48609Saginaw County
Estimated valuepricier than$165,19326% of homes46% of homes
Lot sizebigger than16.19 ac97% of homes97% of homes

About 1035 N River Rd

How much is 1035 N River Rd, Saginaw, MI worth?

The TopHap Estimate for 1035 N River Rd, Saginaw, MI is $165,193 as of Oct 21, 2026. The likely range is $152,302 to $178,084. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1035 N River Rd, Saginaw, MI last sell?

1035 N River Rd, Saginaw, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 1035 N River Rd, Saginaw, MI?

1035 N River Rd, Saginaw, MI is assigned to Shields Elementary School (elementary), rated B-; Swan Valley High School (high), rated B-; Swan Valley Middle School (middle), rated A-. All sit in Swan Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1035 N River Rd, Saginaw, MI compare to other homes in Saginaw 48609?

Among the 4,809 homes in Saginaw 48609, it is worth more than 26% of them ($165,193 against a typical $206,817) and its lot is bigger than 97% of them (16.19 ac against a typical 0.52 ac). Measured against all of Saginaw County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on N River Rd

Closest homes

More homes in Saginaw 48609

Assigned schools

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