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Single Family ResidenceResidential
$392,099$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $257,000 on Apr 21, 2004

1037 CHRISTMAS LN

GAMBRILLS, MD 21054
1.5
Baths
1,732 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$392K
$375K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$257,000 · Apr 21, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,307 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$394,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$369,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$444,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.13
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 280 ft²Patio · 280 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Four Seasons Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
M
Arundel Middle SchoolA-
Middle · Grades 6–8 · 1.6 mi
H
Arundel High SchoolB+
High · Grades 9–12 · 1.6 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.877 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,638
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,191
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1037 Christmas Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Gambrills 21054
  • Costs less per square foot than 83% of homes in Gambrills 21054
  • Smaller than 72% of homes in Gambrills 21054
  • Older than 76% of homes in Gambrills 21054

What homes are worth in Gambrills 21054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$313K$1.2M

This home is worth more than 11% of homes in Gambrills 21054.

How it measures up in Gambrills 21054

The dot is this home. The mark in the middle is the typical home in Gambrills 21054.

Estimated value$392,099
CheaperTypical $603,677Pricier

Pricier than 11% of homes nearby

Price per ft²$226
CheaperTypical $263Pricier

Pricier than 17% of homes nearby

Living area1,732 ft²
SmallerTypical 2,315 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.17 ac
SmallerTypical 0.23 acBigger

Bigger than 36% of homes nearby

Year built1972
OlderTypical 1995Newer

Newer than 24% of homes nearby

How 1037 Christmas Ln ranks against every home in each area.
MeasureThis homeGambrills 21054Anne Arundel County
Estimated valuepricier than$392,09911% of homes25% of homes
Price per ft²pricier than$22617% of homes20% of homes
Living areabigger than1,732 ft²28% of homes43% of homes
Lot sizebigger than0.17 ac36% of homes43% of homes
Year builtnewer than197224% of homes35% of homes

About 1037 Christmas Ln

How much is 1037 Christmas Ln, Gambrills, MD worth?

The TopHap Estimate for 1037 Christmas Ln, Gambrills, MD is $392,099 as of Sep 24, 2026. The likely range is $375,045 to $409,153. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1037 Christmas Ln, Gambrills, MD last sell?

1037 Christmas Ln, Gambrills, MD last sold on Apr 21, 2004 for $257,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1037 Christmas Ln, Gambrills, MD?

1037 Christmas Ln, Gambrills, MD has 1.5 bathrooms, 1,732 square feet of living space and a 0.17-acre lot.

When was 1037 Christmas Ln, Gambrills, MD built?

1037 Christmas Ln, Gambrills, MD was built in 1972, making it 54 years old. It is a split foyer home. The building has 1 story.

What schools serve 1037 Christmas Ln, Gambrills, MD?

1037 Christmas Ln, Gambrills, MD is assigned to Four Seasons Elementary School (elementary), rated A; Arundel Middle School (middle), rated A-; Arundel High School (high), rated B+. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1037 Christmas Ln, Gambrills, MD compare to other homes in Gambrills 21054?

Among the 4,913 homes in Gambrills 21054, it is worth more than 11% of them ($392,099 against a typical $603,677), its price per square foot is higher than 17% of them ($226 against a typical $263), it is bigger than 28% of them (1,732 ft² against a typical 2,315 ft²), its lot is bigger than 36% of them (0.17 ac against a typical 0.23 ac) and it is newer than 24% of them (1972 against a typical 1995). Measured against all of Anne Arundel County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1037 Christmas Ln, Gambrills, MD?

The 2025 property tax bill for 1037 Christmas Ln, Gambrills, MD was $3,307. The county assessed it at $394,200.

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