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Single Family ResidenceResidential
$195,186$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1037 UNION ST

READING, PA 19604
4
Beds
2 / 1
Baths
1,507 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$195K
$173K low$217K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,306 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBerks
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
13th and Union Elementary SchoolD-
Elementary · Grades PK–4 · 0.2 mi
M
Northwest Middle SchoolD-
Middle · Grades 5–8 · 0.4 mi
H
Reading Senior High SchoolD-
High · Grades 9–12 · 0.9 mi

District: Reading School District

Neighborhood · ZIP 19604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,410
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10,878 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,990
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1037 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Berks County
  • Costs less per square foot than 87% of homes in Berks County
  • Has a smaller lot than 91% of homes in Berks County
  • Older than 83% of homes in Berks County

What homes are worth in Reading 19604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$371K

This home is worth more than 75% of homes in Reading 19604.

How it measures up in Reading 19604

The dot is this home. The mark in the middle is the typical home in Reading 19604.

Estimated value$195,186
CheaperTypical $158,451Pricier

Pricier than 75% of homes nearby

Price per ft²$130
CheaperTypical $118Pricier

Pricier than 62% of homes nearby

Living area1,507 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 60% of homes nearby

Lot size1,307 ft²
SmallerTypical 1,307 ft²Bigger

Bigger than 54% of homes nearby

Year built1900
OlderTypical 1910Newer

Newer than 45% of homes nearby

How 1037 Union St ranks against every home in each area.
MeasureThis homeReading 19604Berks County
Estimated valuepricier than$195,18675% of homes15% of homes
Price per ft²pricier than$13062% of homes13% of homes
Living areabigger than1,507 ft²60% of homes44% of homes
Lot sizebigger than1,307 ft²54% of homes9% of homes
Year builtnewer than190045% of homes17% of homes

About 1037 Union St

How much is 1037 Union St, Reading, PA worth?

The TopHap Estimate for 1037 Union St, Reading, PA is $195,186 as of Sep 24, 2026. The likely range is $173,118 to $217,254. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1037 Union St, Reading, PA?

1037 Union St, Reading, PA has 4 bedrooms, 2 bathrooms, 1,507 square feet of living space and a 0.03-acre lot.

When was 1037 Union St, Reading, PA built?

1037 Union St, Reading, PA was built in 1900, making it 126 years old. The building has 3 stories.

What schools serve 1037 Union St, Reading, PA?

1037 Union St, Reading, PA is assigned to 13th and Union Elementary School (elementary), rated D-; Northwest Middle School (middle), rated D-; Reading Senior High School (high), rated D-. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1037 Union St, Reading, PA compare to other homes in Reading 19604?

Among the 7,499 homes in Reading 19604, it is worth more than 75% of them ($195,186 against a typical $158,451), its price per square foot is higher than 62% of them ($130 against a typical $118), it is bigger than 60% of them (1,507 ft² against a typical 1,404 ft²), its lot is bigger than 54% of them (1,307 ft² against a typical 1,307 ft²) and it is newer than 45% of them (1900 against a typical 1910). Measured against all of Berks County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1037 Union St, Reading, PA?

The 2025 property tax bill for 1037 Union St, Reading, PA was $1,306. The county assessed it at $48,100.

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