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Single Family ResidenceResidential
$2,281,992$489 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,050,000 on Nov 18, 2024

1038 RIDGE DR

LINVILLE, NC 28646
4
Beds
6 / 1
Baths
4,666 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.3M
$2M low$2.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,050,000 · Nov 18, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,531,992
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,225,594
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
CITIBANK NA · recorded Nov 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,752 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$938,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$225,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$713,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$938,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$938,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAvery
Lot (acres)The size of the land the home sits on, from county records.1.62
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 984 ft²Patio · 984 ft²Porch · 168 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 4.3 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 4.7 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 4.8 mi

District: Avery County Schools

Neighborhood · ZIP 28646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,845
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1038 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Avery County
  • Costs more per square foot than 83% of homes in Avery County
  • Bigger than 95% of homes in Avery County
  • Has a smaller lot than 68% of homes in Linville Ridge
  • Newer than 81% of homes in Linville 28646

What homes are worth in Linville 28646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$4.9M

This home is worth more than 77% of homes in Linville 28646.

How it measures up in Linville 28646

The dot is this home. The mark in the middle is the typical home in Linville 28646.

Estimated value$2,281,992
CheaperTypical $1,179,271Pricier

Pricier than 77% of homes nearby

Price per ft²$489
CheaperTypical $469Pricier

Pricier than 53% of homes nearby

Living area4,666 ft²
SmallerTypical 2,961 ft²Bigger

Bigger than 82% of homes nearby

Lot size1.62 ac
SmallerTypical 0.99 acBigger

Bigger than 67% of homes nearby

Year built2000
OlderTypical 1984Newer

Newer than 81% of homes nearby

How 1038 Ridge Dr ranks against every home in each area.
MeasureThis homeLinville RidgeLinville 28646Avery County
Estimated valuepricier than$2,281,99262% of homes77% of homes96% of homes
Price per ft²pricier than$48935% of homes53% of homes83% of homes
Living areabigger than4,666 ft²68% of homes82% of homes95% of homes
Lot sizebigger than1.62 ac32% of homes67% of homes63% of homes
Year builtnewer than200069% of homes81% of homes72% of homes

About 1038 Ridge Dr

How much is 1038 Ridge Dr, Linville, NC worth?

The TopHap Estimate for 1038 Ridge Dr, Linville, NC is $2,281,992 as of Jul 14, 2026. The likely range is $1,973,775 to $2,590,209. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1038 Ridge Dr, Linville, NC last sell?

1038 Ridge Dr, Linville, NC last sold on Nov 18, 2024 for $2,050,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1038 Ridge Dr, Linville, NC?

1038 Ridge Dr, Linville, NC has 4 bedrooms, 6 bathrooms, 4,666 square feet of living space and a 1.62-acre lot.

When was 1038 Ridge Dr, Linville, NC built?

1038 Ridge Dr, Linville, NC was built in 2000, making it 26 years old. It is a ranch home. The building has 1 story.

What schools serve 1038 Ridge Dr, Linville, NC?

1038 Ridge Dr, Linville, NC is assigned to Newland Elementary School (elementary), rated C; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1038 Ridge Dr, Linville, NC compare to other homes in Linville 28646?

Among the 1,203 homes in Linville 28646, it is worth more than 77% of them ($2,281,992 against a typical $1,179,271), its price per square foot is higher than 53% of them ($489 against a typical $469), it is bigger than 82% of them (4,666 ft² against a typical 2,961 ft²), its lot is bigger than 67% of them (1.62 ac against a typical 0.99 ac) and it is newer than 81% of them (2000 against a typical 1984). Measured against all of Avery County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1038 Ridge Dr, Linville, NC?

The 2025 property tax bill for 1038 Ridge Dr, Linville, NC was $3,752. The county assessed it at $938,100.

More homes on Ridge Dr

Closest homes

More homes in Linville 28646

Assigned schools

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