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Single Family ResidenceResidential
$109,680$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1038 RIDGE RD

HARTWELL, GA 30643
2
Baths
1,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$110K
$89K low$130K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,855
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,084
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,825
AFB & T · recorded May 19, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$419 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,393 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,393
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,799
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,982

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHart
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Porch · 95 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hart County Middle SchoolB
Middle · Grades 6–8 · 1.4 mi
H
Hart County High SchoolB+
High · Grades 9–12 · 1.6 mi
E
Hartwell Elementary SchoolB
Elementary · Grades PK–5 · 1.7 mi

District: Hart County School District

Neighborhood · ZIP 30643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,545
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1038 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Hartwell 30643
  • Costs less per square foot than 89% of homes in Hartwell 30643
  • Smaller than 82% of homes in Hart County
  • Has a smaller lot than 83% of homes in Hart County
  • Older than 77% of homes in Hart County

What homes are worth in Hartwell 30643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$1.3M

This home is worth more than 9% of homes in Hartwell 30643.

How it measures up in Hartwell 30643

The dot is this home. The mark in the middle is the typical home in Hartwell 30643.

Estimated value$109,680
CheaperTypical $306,377Pricier

Pricier than 9% of homes nearby

Price per ft²$98
CheaperTypical $184Pricier

Pricier than 11% of homes nearby

Living area1,116 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.44 ac
SmallerTypical 0.93 acBigger

Bigger than 20% of homes nearby

Year built1965
OlderTypical 1987Newer

Newer than 24% of homes nearby

How 1038 Ridge Rd ranks against every home in each area.
MeasureThis homeHartwell 30643Hart County
Estimated valuepricier than$109,6809% of homes9% of homes
Price per ft²pricier than$9811% of homes12% of homes
Living areabigger than1,116 ft²20% of homes18% of homes
Lot sizebigger than0.44 ac20% of homes17% of homes
Year builtnewer than196524% of homes23% of homes

About 1038 Ridge Rd

How much is 1038 Ridge Rd, Hartwell, GA worth?

The TopHap Estimate for 1038 Ridge Rd, Hartwell, GA is $109,680 as of Jul 14, 2026. The likely range is $89,352 to $130,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1038 Ridge Rd, Hartwell, GA last sell?

1038 Ridge Rd, Hartwell, GA last sold on Oct 1, 2000, according to the county's recorded deed.

How big is 1038 Ridge Rd, Hartwell, GA?

1038 Ridge Rd, Hartwell, GA has 2 bathrooms, 1,116 square feet of living space and a 0.44-acre lot.

When was 1038 Ridge Rd, Hartwell, GA built?

1038 Ridge Rd, Hartwell, GA was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 1038 Ridge Rd, Hartwell, GA?

1038 Ridge Rd, Hartwell, GA is assigned to Hart County Middle School (middle), rated B; Hart County High School (high), rated B+; Hartwell Elementary School (elementary), rated B. All sit in Hart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1038 Ridge Rd, Hartwell, GA compare to other homes in Hartwell 30643?

Among the 8,316 homes in Hartwell 30643, it is worth more than 9% of them ($109,680 against a typical $306,377), its price per square foot is higher than 11% of them ($98 against a typical $184), it is bigger than 20% of them (1,116 ft² against a typical 1,581 ft²), its lot is bigger than 20% of them (0.44 ac against a typical 0.93 ac) and it is newer than 24% of them (1965 against a typical 1987). Measured against all of Hart County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1038 Ridge Rd, Hartwell, GA?

The 2025 property tax bill for 1038 Ridge Rd, Hartwell, GA was $419. The county assessed it at $30,393.

Closest homes

More homes in Hartwell 30643

Assigned schools

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