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Single Family ResidenceResidential
$400,242$316 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $107,455 on Jul 2, 1997

1039 STONO RIVER DR

CHARLESTON, SC 29412
3
Beds
2
Baths
1,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$400K
$369K low$431K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,455 · Jul 2, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$325,242
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$260,194
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FIRST FED'L S & L CHARLESTON · E · recorded Jan 13, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,273 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,100 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCharleston
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 155 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Camp Road Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
E
James Island Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi
H
James Island Charter High SchoolA+
High · Grades 9–12 · 2.8 mi

District: Charleston County School District

Neighborhood · ZIP 29412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.326

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.42,648
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.840 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,186
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,717
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1039 Stono River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Charleston 29412
  • Costs less per square foot than 78% of homes in Charleston 29412
  • Smaller than 74% of homes in Charleston 29412
  • Has a smaller lot than 91% of homes in Charleston 29412
  • Newer than 66% of homes in Charleston 29412

What homes are worth in Charleston 29412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$239K$2M

This home is worth more than 16% of homes in Charleston 29412.

How it measures up in Charleston 29412

The dot is this home. The mark in the middle is the typical home in Charleston 29412.

Estimated value$400,242
CheaperTypical $612,104Pricier

Pricier than 16% of homes nearby

Price per ft²$316
CheaperTypical $370Pricier

Pricier than 22% of homes nearby

Living area1,265 ft²
SmallerTypical 1,619 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.14 ac
SmallerTypical 0.29 acBigger

Bigger than 9% of homes nearby

Year built1997
OlderTypical 1985Newer

Newer than 66% of homes nearby

How 1039 Stono River Dr ranks against every home in each area.
MeasureThis homeCharleston 29412Charleston County
Estimated valuepricier than$400,24216% of homes25% of homes
Price per ft²pricier than$31622% of homes39% of homes
Living areabigger than1,265 ft²26% of homes27% of homes
Lot sizebigger than0.14 ac9% of homes20% of homes
Year builtnewer than199766% of homes60% of homes

About 1039 Stono River Dr

How much is 1039 Stono River Dr, Charleston, SC worth?

The TopHap Estimate for 1039 Stono River Dr, Charleston, SC is $400,242 as of Jul 14, 2026. The likely range is $369,110 to $431,374. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1039 Stono River Dr, Charleston, SC last sell?

1039 Stono River Dr, Charleston, SC last sold on Jul 2, 1997 for $107,455, according to the county's recorded deed.

How big is 1039 Stono River Dr, Charleston, SC?

1039 Stono River Dr, Charleston, SC has 3 bedrooms, 2 bathrooms, 1,265 square feet of living space and a 0.14-acre lot.

When was 1039 Stono River Dr, Charleston, SC built?

1039 Stono River Dr, Charleston, SC was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 1039 Stono River Dr, Charleston, SC?

1039 Stono River Dr, Charleston, SC is assigned to Camp Road Middle School (middle), rated A-; James Island Elementary School (elementary), rated A-; James Island Charter High School (high), rated A+. All sit in Charleston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1039 Stono River Dr, Charleston, SC compare to other homes in Charleston 29412?

Among the 16,513 homes in Charleston 29412, it is worth more than 16% of them ($400,242 against a typical $612,104), its price per square foot is higher than 22% of them ($316 against a typical $370), it is bigger than 26% of them (1,265 ft² against a typical 1,619 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 0.29 ac) and it is newer than 66% of them (1997 against a typical 1985). Measured against all of Charleston County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1039 Stono River Dr, Charleston, SC?

The 2024 property tax bill for 1039 Stono River Dr, Charleston, SC was $1,273. The county assessed it at $9,100.

Closest homes

More homes in Charleston 29412

Assigned schools

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