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Single Family ResidenceResidential
$422,769$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,000 on Jun 4, 2010

104 ASH ST

SPENCER, MA 01562
3
Beds
2
Baths
2,169 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$423K
$398K low$448K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Jun 4, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$75,169
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,135
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$242,000
WEBSTER FIRST FEDERAL CREDIT UNION · R · recorded Jun 1, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,600
WEBSTER FIRST FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$45 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$331,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$421,705

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.29
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.3 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 0.9 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.6 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Ash St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Worcester County
  • Costs less per square foot than 96% of homes in Worcester County
  • Bigger than 75% of homes in Spencer 01562
  • Has a bigger lot than 75% of homes in Worcester County
  • Older than 69% of homes in Worcester County

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$231K$840K

This home is worth more than 49% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$422,769
CheaperTypical $427,625Pricier

Pricier than 49% of homes nearby

Price per ft²$195
CheaperTypical $285Pricier

Pricier than 7% of homes nearby

Living area2,169 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 75% of homes nearby

Lot size1.29 ac
SmallerTypical 0.59 acBigger

Bigger than 74% of homes nearby

Year built1948
OlderTypical 1967Newer

Newer than 33% of homes nearby

How 104 Ash St ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$422,76949% of homes34% of homes
Price per ft²pricier than$1957% of homes4% of homes
Living areabigger than2,169 ft²75% of homes70% of homes
Lot sizebigger than1.29 ac74% of homes75% of homes
Year builtnewer than194833% of homes31% of homes

About 104 Ash St

How much is 104 Ash St, Spencer, MA worth?

The TopHap Estimate for 104 Ash St, Spencer, MA is $422,769 as of Jul 14, 2026. The likely range is $397,828 to $447,710. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Ash St, Spencer, MA last sell?

104 Ash St, Spencer, MA last sold on Jun 4, 2010 for $84,000, according to the county's recorded deed.

How big is 104 Ash St, Spencer, MA?

104 Ash St, Spencer, MA has 3 bedrooms, 2 bathrooms, 2,169 square feet of living space and a 1.29-acre lot.

When was 104 Ash St, Spencer, MA built?

104 Ash St, Spencer, MA was built in 1948, making it 78 years old. It is a cape cod home. The building has 2 stories.

What schools serve 104 Ash St, Spencer, MA?

104 Ash St, Spencer, MA is assigned to Knox Trail Middle School (middle), rated C; David Prouty High School (high), rated D+; Wire Village School (elementary), rated C-. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Ash St, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 49% of them ($422,769 against a typical $427,625), its price per square foot is higher than 7% of them ($195 against a typical $285), it is bigger than 75% of them (2,169 ft² against a typical 1,632 ft²), its lot is bigger than 74% of them (1.29 ac against a typical 0.59 ac) and it is newer than 33% of them (1948 against a typical 1967). Measured against all of Worcester County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Ash St, Spencer, MA?

The 2025 property tax bill for 104 Ash St, Spencer, MA was $45. The county assessed it at $386,900.

Closest homes

More homes in Spencer 01562

Assigned schools

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