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Single Family ResidenceResidential
$189,386$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

104 EMMA CIR

CLEVELAND, NC 27013
2
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$189K
$146K low$233K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,631 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,337 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,337
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,337
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,337

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.87
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 36 ft²Porch · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rowan Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 2.9 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 5.0 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 27013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,993
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Emma Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Rowan County
  • Costs less per square foot than 77% of homes in Rowan County
  • Has a smaller lot than 75% of homes in Cleveland 27013
  • Newer than 81% of homes in Rowan County

What homes are worth in Cleveland 27013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$1M

This home is worth more than 36% of homes in Cleveland 27013.

How it measures up in Cleveland 27013

The dot is this home. The mark in the middle is the typical home in Cleveland 27013.

Estimated value$189,386
CheaperTypical $240,727Pricier

Pricier than 36% of homes nearby

Price per ft²$126
CheaperTypical $155Pricier

Pricier than 33% of homes nearby

Living area1,500 ft²
SmallerTypical 1,644 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.87 ac
SmallerTypical 1.55 acBigger

Bigger than 25% of homes nearby

Year built2004
OlderTypical 1994Newer

Newer than 80% of homes nearby

How 104 Emma Cir ranks against every home in each area.
MeasureThis homeCleveland 27013Rowan County
Estimated valuepricier than$189,38636% of homes31% of homes
Price per ft²pricier than$12633% of homes23% of homes
Living areabigger than1,500 ft²38% of homes43% of homes
Lot sizebigger than0.87 ac25% of homes59% of homes
Year builtnewer than200480% of homes81% of homes

About 104 Emma Cir

How much is 104 Emma Cir, Cleveland, NC worth?

The TopHap Estimate for 104 Emma Cir, Cleveland, NC is $189,386 as of Aug 30, 2026. The likely range is $146,242 to $232,530. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Emma Cir, Cleveland, NC last sell?

104 Emma Cir, Cleveland, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 104 Emma Cir, Cleveland, NC?

104 Emma Cir, Cleveland, NC has 2 bathrooms, 1,500 square feet of living space and a 0.87-acre lot.

When was 104 Emma Cir, Cleveland, NC built?

104 Emma Cir, Cleveland, NC was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 104 Emma Cir, Cleveland, NC?

104 Emma Cir, Cleveland, NC is assigned to West Rowan Elementary School (elementary), rated C+; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Emma Cir, Cleveland, NC compare to other homes in Cleveland 27013?

Among the 2,769 homes in Cleveland 27013, it is worth more than 36% of them ($189,386 against a typical $240,727), its price per square foot is higher than 33% of them ($126 against a typical $155), it is bigger than 38% of them (1,500 ft² against a typical 1,644 ft²), its lot is bigger than 25% of them (0.87 ac against a typical 1.55 ac) and it is newer than 80% of them (2004 against a typical 1994). Measured against all of Rowan County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Emma Cir, Cleveland, NC?

The 2026 property tax bill for 104 Emma Cir, Cleveland, NC was $1,631. The county assessed it at $185,337.

More homes on Emma Cir

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