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Single Family ResidenceResidential
$459,124$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $465,000 on Jan 31, 2023

104 FLAT ROCK CT

GARNER, NC 27529
3
Beds
3.5
Baths
3,319 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$459K
$423K low$496K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$465,000 · Jan 31, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$359,124
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$287,299
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIRST HOME MORTGAGE CORP · recorded Jan 31, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,420 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$583,540 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$487,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$383,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$583,540

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJOHNSTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.2.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 635 ft²Patio · 170 ft²Porch · 368 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West View Elementary SchoolB
Elementary · Grades PK–5 · 1.7 mi
M
Cleveland Middle SchoolA
Middle · Grades 6–8 · 2.8 mi
H
Cleveland High SchoolB-
High · Grades 9–12 · 5.0 mi

District: Johnston County Schools

Neighborhood · ZIP 27529These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.61,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,053 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,388
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,255
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Flat Rock Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Johnston County
  • Costs less per square foot than 96% of homes in Garner 27529
  • Bigger than 96% of homes in Johnston County
  • Has a bigger lot than 98% of homes in Garner 27529

What homes are worth in Garner 27529

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$749K

This home is worth more than 72% of homes in Garner 27529.

How it measures up in Garner 27529

The dot is this home. The mark in the middle is the typical home in Garner 27529.

Estimated value$459,124
CheaperTypical $383,755Pricier

Pricier than 72% of homes nearby

Price per ft²$138
CheaperTypical $194Pricier

Pricier than 4% of homes nearby

Living area3,319 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 94% of homes nearby

Lot size2.41 ac
SmallerTypical 0.35 acBigger

Bigger than 98% of homes nearby

Year built2005
OlderTypical 2001Newer

Newer than 59% of homes nearby

How 104 Flat Rock Ct ranks against every home in each area.
MeasureThis homeGarner 27529Johnston County
Estimated valuepricier than$459,12472% of homes81% of homes
Price per ft²pricier than$1384% of homes12% of homes
Living areabigger than3,319 ft²94% of homes96% of homes
Lot sizebigger than2.41 ac98% of homes90% of homes
Year builtnewer than200559% of homes56% of homes

About 104 Flat Rock Ct

How much is 104 Flat Rock Ct, Garner, NC worth?

The TopHap Estimate for 104 Flat Rock Ct, Garner, NC is $459,124 as of Jul 14, 2026. The likely range is $422,720 to $495,528. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Flat Rock Ct, Garner, NC last sell?

104 Flat Rock Ct, Garner, NC last sold on Jan 31, 2023 for $465,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 104 Flat Rock Ct, Garner, NC?

104 Flat Rock Ct, Garner, NC has 3 bedrooms, 3.5 bathrooms, 3,319 square feet of living space and a 2.41-acre lot.

When was 104 Flat Rock Ct, Garner, NC built?

104 Flat Rock Ct, Garner, NC was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 104 Flat Rock Ct, Garner, NC?

104 Flat Rock Ct, Garner, NC is assigned to West View Elementary School (elementary), rated B; Cleveland Middle School (middle), rated A; Cleveland High School (high), rated B-. All sit in Johnston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Flat Rock Ct, Garner, NC compare to other homes in Garner 27529?

Among the 20,217 homes in Garner 27529, it is worth more than 72% of them ($459,124 against a typical $383,755), its price per square foot is higher than 4% of them ($138 against a typical $194), it is bigger than 94% of them (3,319 ft² against a typical 1,948 ft²), its lot is bigger than 98% of them (2.41 ac against a typical 0.35 ac) and it is newer than 59% of them (2005 against a typical 2001). Measured against all of Johnston County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Flat Rock Ct, Garner, NC?

The 2025 property tax bill for 104 Flat Rock Ct, Garner, NC was $3,420. The county assessed it at $583,540.

Closest homes

More homes in Garner 27529

Assigned schools

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