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Single Family ResidenceResidential
$319,120$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $157,000 on Mar 19, 2020

104 MOUNTAIN RIVERS RD

MINERAL BLUFF, GA 30559
2
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$319K
$303K low$335K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$157,000 · Mar 19, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,830
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$133,464
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,290
MOUNTAIN LAKES MORTGAGE · recorded Mar 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$754 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,729 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,143
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,586
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,729
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,322

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.1.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 432 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fannin County Middle SchoolB
Middle · Grades 6–8 · 3.1 mi
H
Fannin County High SchoolC+
High · Grades 9–12 · 4.9 mi
E
West Fannin Elementary SchoolB
Elementary · Grades KG–5 · 5.5 mi

District: Fannin County School District

Neighborhood · ZIP 30559These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,485
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Mountain Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Mineral Bluff 30559
  • Smaller than 76% of homes in Mineral Bluff 30559
  • Has a smaller lot than 81% of homes in Mineral Bluff 30559

What homes are worth in Mineral Bluff 30559

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$1.4M

This home is worth more than 28% of homes in Mineral Bluff 30559.

How it measures up in Mineral Bluff 30559

The dot is this home. The mark in the middle is the typical home in Mineral Bluff 30559.

Estimated value$319,120
CheaperTypical $466,297Pricier

Pricier than 28% of homes nearby

Price per ft²$271
CheaperTypical $271Pricier

Pricier than 50% of homes nearby

Living area1,176 ft²
SmallerTypical 1,710 ft²Bigger

Bigger than 24% of homes nearby

Lot size1.1 ac
SmallerTypical 2 acBigger

Bigger than 19% of homes nearby

Year built1996
OlderTypical 2001Newer

Newer than 40% of homes nearby

How 104 Mountain Rivers Rd ranks against every home in each area.
MeasureThis homeMineral Bluff 30559Fannin County
Estimated valuepricier than$319,12028% of homes30% of homes
Price per ft²pricier than$27150% of homes50% of homes
Living areabigger than1,176 ft²24% of homes24% of homes
Lot sizebigger than1.1 ac19% of homes31% of homes
Year builtnewer than199640% of homes46% of homes

About 104 Mountain Rivers Rd

How much is 104 Mountain Rivers Rd, Mineral Bluff, GA worth?

The TopHap Estimate for 104 Mountain Rivers Rd, Mineral Bluff, GA is $319,120 as of Jul 14, 2026. The likely range is $303,398 to $334,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Mountain Rivers Rd, Mineral Bluff, GA last sell?

104 Mountain Rivers Rd, Mineral Bluff, GA last sold on Mar 19, 2020 for $157,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 104 Mountain Rivers Rd, Mineral Bluff, GA?

104 Mountain Rivers Rd, Mineral Bluff, GA has 2 bathrooms, 1,176 square feet of living space and a 1.10-acre lot.

When was 104 Mountain Rivers Rd, Mineral Bluff, GA built?

104 Mountain Rivers Rd, Mineral Bluff, GA was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 104 Mountain Rivers Rd, Mineral Bluff, GA?

104 Mountain Rivers Rd, Mineral Bluff, GA is assigned to Fannin County Middle School (middle), rated B; Fannin County High School (high), rated C+; West Fannin Elementary School (elementary), rated B. All sit in Fannin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Mountain Rivers Rd, Mineral Bluff, GA compare to other homes in Mineral Bluff 30559?

Among the 3,613 homes in Mineral Bluff 30559, it is worth more than 28% of them ($319,120 against a typical $466,297), its price per square foot is higher than 50% of them ($271 against a typical $271), it is bigger than 24% of them (1,176 ft² against a typical 1,710 ft²), its lot is bigger than 19% of them (1.1 ac against a typical 2 ac) and it is newer than 40% of them (1996 against a typical 2001). Measured against all of Fannin County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Mountain Rivers Rd, Mineral Bluff, GA?

The 2025 property tax bill for 104 Mountain Rivers Rd, Mineral Bluff, GA was $754. The county assessed it at $97,729.

Closest homes

More homes in Mineral Bluff 30559

Assigned schools

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