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Single Family ResidentialResidential
$179,236$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $87,000 on Feb 4, 2010

104 N CLAY ST

ROCK CITY, IL 61070
2
Beds
1
Baths
2,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$179K
$152K low$206K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$87,000 · Feb 4, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,236
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,389

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,135 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,868
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,512
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,140

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySTEPHENSON
Lot (acres)The size of the land the home sits on, from county records.0.20
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dakota Jr Sr High SchoolB-
Middle · Grades 7–12 · 3.7 mi
E
Dakota Elementary SchoolC+
Elementary · Grades PK–6 · 3.8 mi

District: Dakota Community Unit School District 201

Neighborhood · ZIP 61070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,209
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,921
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,940
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 N Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 67% of homes in Stephenson County
  • Bigger than 67% of homes in Stephenson County
  • Has a smaller lot than 94% of homes in Rock City 61070
  • Newer than 74% of homes in Stephenson County

What homes are worth in Rock City 61070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$520K

This home is worth more than 51% of homes in Rock City 61070.

How it measures up in Rock City 61070

The dot is this home. The mark in the middle is the typical home in Rock City 61070.

Estimated value$179,236
CheaperTypical $176,847Pricier

Pricier than 51% of homes nearby

Price per ft²$74
CheaperTypical $69Pricier

Pricier than 59% of homes nearby

Living area2,408 ft²
SmallerTypical 2,680 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.2 ac
SmallerTypical 0.69 acBigger

Bigger than 6% of homes nearby

Year built1975
OlderTypical 1954Newer

Newer than 72% of homes nearby

How 104 N Clay St ranks against every home in each area.
MeasureThis homeRock City 61070Stephenson County
Estimated valuepricier than$179,23651% of homes54% of homes
Price per ft²pricier than$7459% of homes33% of homes
Living areabigger than2,408 ft²36% of homes67% of homes
Lot sizebigger than0.2 ac6% of homes31% of homes
Year builtnewer than197572% of homes74% of homes

About 104 N Clay St

How much is 104 N Clay St, Rock City, IL worth?

The TopHap Estimate for 104 N Clay St, Rock City, IL is $179,236 as of Jul 14, 2026. The likely range is $152,339 to $206,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 N Clay St, Rock City, IL last sell?

104 N Clay St, Rock City, IL last sold on Feb 4, 2010 for $87,000, according to the county's recorded deed.

How big is 104 N Clay St, Rock City, IL?

104 N Clay St, Rock City, IL has 2 bedrooms, 1 bathrooms, 2,408 square feet of living space and a 0.20-acre lot.

When was 104 N Clay St, Rock City, IL built?

104 N Clay St, Rock City, IL was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 104 N Clay St, Rock City, IL?

104 N Clay St, Rock City, IL is assigned to Dakota Jr Sr High School (middle), rated B-; Dakota Elementary School (elementary), rated C+. All sit in Dakota Community Unit School District 201. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 N Clay St, Rock City, IL compare to other homes in Rock City 61070?

Among the 345 homes in Rock City 61070, it is worth more than 51% of them ($179,236 against a typical $176,847), its price per square foot is higher than 59% of them ($74 against a typical $69), it is bigger than 36% of them (2,408 ft² against a typical 2,680 ft²), its lot is bigger than 6% of them (0.2 ac against a typical 0.69 ac) and it is newer than 72% of them (1975 against a typical 1954). Measured against all of Stephenson County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 N Clay St, Rock City, IL?

The 2025 property tax bill for 104 N Clay St, Rock City, IL was $4,135. The county assessed it at $52,380.

More homes on N Clay St

Closest homes

More homes in Rock City 61070

Assigned schools

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