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Single Family ResidenceResidential
$235,198$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $206,900 on Jan 22, 2025

104 N COLDWATER ST

FREMONT, IN 46737
3
Beds
2.5
Baths
1,584 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$235K
$196K low$274K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$206,900 · Jan 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$915 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountySTEUBEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fremont Elementary SchoolB+
Elementary · Grades KG–4 · 0.1 mi
H
Fremont High SchoolA-
High · Grades 9–12 · 0.2 mi
M
Fremont Middle SchoolB
Middle · Grades 5–8 · 0.4 mi

District: Fremont Community Schools

Neighborhood · ZIP 46737These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.67
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,140
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,661
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 N Coldwater St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Fremont 46737
  • Costs less per square foot than 81% of homes in Fremont 46737
  • Among the oldest homes in Fremont 46737

What homes are worth in Fremont 46737

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$1.4M

This home is worth more than 27% of homes in Fremont 46737.

How it measures up in Fremont 46737

The dot is this home. The mark in the middle is the typical home in Fremont 46737.

Estimated value$235,198
CheaperTypical $379,405Pricier

Pricier than 27% of homes nearby

Price per ft²$148
CheaperTypical $250Pricier

Pricier than 19% of homes nearby

Living area1,584 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.23 ac
SmallerTypical 0.27 acBigger

Bigger than 44% of homes nearby

Year built1860
OlderTypical 1989Newer

Older than almost all homes nearby

How 104 N Coldwater St ranks against every home in each area.
MeasureThis homeFremont 46737Steuben County
Estimated valuepricier than$235,19827% of homes33% of homes
Price per ft²pricier than$14819% of homes27% of homes
Living areabigger than1,584 ft²53% of homes54% of homes
Lot sizebigger than0.23 ac44% of homes45% of homes
Year builtnewer than1860almost no homesalmost no homes

About 104 N Coldwater St

How much is 104 N Coldwater St, Fremont, IN worth?

The TopHap Estimate for 104 N Coldwater St, Fremont, IN is $235,198 as of Aug 30, 2026. The likely range is $196,301 to $274,095. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 N Coldwater St, Fremont, IN last sell?

104 N Coldwater St, Fremont, IN last sold on Jan 22, 2025 for $206,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 104 N Coldwater St, Fremont, IN?

104 N Coldwater St, Fremont, IN has 3 bedrooms, 2.5 bathrooms, 1,584 square feet of living space and a 0.23-acre lot.

When was 104 N Coldwater St, Fremont, IN built?

104 N Coldwater St, Fremont, IN was built in 1860, making it 166 years old. It is a duplex single home. The building has 2 stories.

What schools serve 104 N Coldwater St, Fremont, IN?

104 N Coldwater St, Fremont, IN is assigned to Fremont Elementary School (elementary), rated B+; Fremont High School (high), rated A-; Fremont Middle School (middle), rated B. All sit in Fremont Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 N Coldwater St, Fremont, IN compare to other homes in Fremont 46737?

Among the 5,544 homes in Fremont 46737, it is worth more than 27% of them ($235,198 against a typical $379,405), its price per square foot is higher than 19% of them ($148 against a typical $250), it is bigger than 53% of them (1,584 ft² against a typical 1,550 ft²), its lot is bigger than 44% of them (0.23 ac against a typical 0.27 ac) and it is newer than almost none of them (1860 against a typical 1989). Measured against all of Steuben County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 N Coldwater St, Fremont, IN?

The 2025 property tax bill for 104 N Coldwater St, Fremont, IN was $915. The county assessed it at $169,500.

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