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Single Family ResidenceResidential
$549,320$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $198,000 on Jan 16, 1998

104 N RIVER RD

NAPERVILLE, IL 60540
2.5
Baths
2,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$549K
$513K low$586K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$198,000 · Jan 16, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$469,320
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$375,456
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
GMAC MORTGAGE CORP · recorded Jan 16, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,286 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,403 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,262
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,141
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,438
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$577,209

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUPAGE
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Naperville North High SchoolA
High · Grades 9–12 · 1.1 mi
E
Naper Elementary SchoolA+
Elementary · Grades KG–4 · 1.1 mi
M
Washington Junior High SchoolB+
Middle · Grades 5–8 · 1.4 mi

District: Naperville Community Unit District 203

Neighborhood · ZIP 60540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.45,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,223 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,923
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,929
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in DuPage County
  • Costs less per square foot than 79% of homes in Naperville 60540
  • Bigger than 73% of homes in DuPage County
  • Has a bigger lot than 66% of homes in Naperville 60540
  • Older than 72% of homes in Naperville 60540

What homes are worth in Naperville 60540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$1.9M

This home is worth more than 34% of homes in Naperville 60540.

How it measures up in Naperville 60540

The dot is this home. The mark in the middle is the typical home in Naperville 60540.

Estimated value$549,320
CheaperTypical $637,500Pricier

Pricier than 34% of homes nearby

Price per ft²$222
CheaperTypical $256Pricier

Pricier than 21% of homes nearby

Living area2,476 ft²
SmallerTypical 2,447 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.29 ac
SmallerTypical 0.25 acBigger

Bigger than 66% of homes nearby

Year built1973
OlderTypical 1983Newer

Newer than 28% of homes nearby

How 104 N River Rd ranks against every home in each area.
MeasureThis homeNaperville 60540DuPage County
Estimated valuepricier than$549,32034% of homes67% of homes
Price per ft²pricier than$22221% of homes33% of homes
Living areabigger than2,476 ft²51% of homes73% of homes
Lot sizebigger than0.29 ac66% of homes62% of homes
Year builtnewer than197328% of homes41% of homes

About 104 N River Rd

How much is 104 N River Rd, Naperville, IL worth?

The TopHap Estimate for 104 N River Rd, Naperville, IL is $549,320 as of Jul 14, 2026. The likely range is $513,041 to $585,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 N River Rd, Naperville, IL last sell?

104 N River Rd, Naperville, IL last sold on Jan 16, 1998 for $198,000, according to the county's recorded deed.

How big is 104 N River Rd, Naperville, IL?

104 N River Rd, Naperville, IL has 2.5 bathrooms, 2,476 square feet of living space and a 0.29-acre lot.

When was 104 N River Rd, Naperville, IL built?

104 N River Rd, Naperville, IL was built in 1973, making it 53 years old. The building has 2 stories.

What schools serve 104 N River Rd, Naperville, IL?

104 N River Rd, Naperville, IL is assigned to Naperville North High School (high), rated A; Naper Elementary School (elementary), rated A+; Washington Junior High School (middle), rated B+. All sit in Naperville Community Unit District 203. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 N River Rd, Naperville, IL compare to other homes in Naperville 60540?

Among the 14,044 homes in Naperville 60540, it is worth more than 34% of them ($549,320 against a typical $637,500), its price per square foot is higher than 21% of them ($222 against a typical $256), it is bigger than 51% of them (2,476 ft² against a typical 2,447 ft²), its lot is bigger than 66% of them (0.29 ac against a typical 0.25 ac) and it is newer than 28% of them (1973 against a typical 1983). Measured against all of DuPage County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 N River Rd, Naperville, IL?

The 2025 property tax bill for 104 N River Rd, Naperville, IL was $10,286. The county assessed it at $192,403.

Closest homes

More homes in Naperville 60540

Assigned schools

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